Credit cards from Halifax.

    Compare our great range of credit card products, deals and offers, whether you’re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there's a card that’s right for you.

    Lower amount

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    Please enter a higher amount

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    Monthly repayment can't be more than the transferring balance

    Higher Amount

    To help you find a suitable credit card, we just need to know:

    Please enter a higher amount

    Please enter a lower amount

    Please enter a value

    Decrease amount
    Increase amount

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    Please enter a lower amount

    Please enter a value

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    We'll make some assumptions about your card usage to make a calculation

    To help you find a suitable credit card, we just need to know:

    Please enter a higher amount

    Please enter a lower amount

    Please enter a value

    Decrease amount
    Increase amount

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    Please enter a value

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    We'll make some assumptions about your card usage to make a calculation

    Clarity Credit Card

    Clarity Credit Card

    Ready for your next overseas holiday? Travel abroad with one simple rate & no usage fees.

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    • No fees for using your card anywhere worldwide (interest charges apply)
    • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)

    Representative example

    A variable representative of
    18.9% APR
    A variable annual purchase rate of
    18.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may receive a rate of 25.9% APR (variable), depending on your individual circumstances.

    32 Month Balance Transfer

    Our Longest 0% Balance Transfer

    32 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 32 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    3%

    on each balance transfer made.

    Purchase rate offer

    0% for 3 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    22 Month Balance Transfer

    No Fee 0% Balance Transfer

    22 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 22 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    0%

    on balance transfers made within 90 days of account opening.

    Purchase rate offer

    0% for 6 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    30 Month Balance Transfer

    Low Fee 0% Balance Transfer

    30 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 30 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    1.2% after refund

    on balance transfers made within 90 days of account opening (3% initially charged).

    Purchase rate offer

    0% for 12 months

    from account opening on purchases.

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    Our Longest Purchase Offer

    Longest 0% Purchase

    27 Month Purchase Offer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 3 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    3%

    on each balance transfer made.

    Purchase rate offer

    0% for up to 27 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    20 Month Balance Transfer

    0% Purchase and Balance Transfer

    20 Month Purchase and Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 20 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    3%

    on balance transfers made within 90 days of account opening.

    Purchase rate offer

    0% for 20 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    FlexiCard Credit Card

    FlexiCard Credit Card

    One simple low rate, and you can set up instalment plans online to help manage your repayments

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    • Instalment plans over 2 to 36 months for your eligible balance
    • A low representative rate of 6.4% APR (variable)
    • 0% fee on balance transfers made within the first 90 days

    Representative example

    A variable representative of
    6.4% APR
    A variable annual purchase rate of
    6.45% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may receive a different rate of 14.9% APR, depending on your individual circumstances.