A large purchase credit card could help spread the cost of an expensive purchase, which might help make it a more manageable way to pay.
Features of large purchase credit cards
See if you’re likely to be approved for a Halifax credit card. Your credit score won’t be affected and there’s no obligation to apply afterwards.
You could pay for higher-value goods or services monthly within the introductory offer period instead of all in one go.
Manage your payments to fit your finances.
Your interest will go to the standard rate for your credit card. This might be higher, unless you clear your balance in full before the introductory offer ends. Bear in mind, you’ll lose your introductory rate if you don’t make your minimum payment each month and stay within your credit limit.
Things to look out for
Check your balance, review transactions, make payments, request transfers and lots more on your computer, phone or tablet.
You won’t be charged for transactions you didn’t authorise, as long as you tell us if you spot anything odd, or if you lose your card.
Make repayments through your bank, using your debit card, or set up a regular Direct Debit.
Call us 24/7 (in most cases) if you need to talk to us about something on your account.
Make secure payments wherever you see the contactless symbol. Add your card to your phone too, to make paying even quicker.
Get your statements delivered online instead of through your letterbox.
A credit card can be very handy. The trick is learning how it works so you can use it wisely. Whether you’re thinking of applying for a Halifax credit card or you’re already a customer, our guides will help you find out more.