ADDITIONAL COVER.

We’ve a wide range of additional cover options available to suit your specific needs, such as:

  • Accidental Damage Cover* - protects your buildings and contents against things such as spills on carpets or DIY damage.
  • Outbuildings Cover* - insures structures such as detached garages, sheds and summerhouses.
  • Contents In Outbuildings And In The Open Cover* - covers items you keep in the garden, detached garages or sheds.
  • Personal Belongings Away From The Home - protects items such as phones, tablets, cameras, jewellery and more while you’re outside the home.
  • Pedal Cycle Cover - protected for events inside your home or out on the road.
  • Students' Contents Away From Home Cover - students’ possessions protected whilst in halls of residence or any other rented student accommodation.
  • Legal Expenses Cover - up to £50,000 to cover employment, contract or neighbour disputes and personal injury cases. Underwritten by DAS Legal Expenses Insurance Company Limited.
  • Home Emergency Cover - protects against the cost of emergency repairs which wouldn't normally be covered by your home insurance. Underwritten by Royal and Sun Alliance Insurance plc.

*Covered as standard if you select our Home Insurance Ultimate option.

Limits, terms and exclusions apply, see our policy booklet for full details.

Compare our home insurance cover


Get a quote.

We've made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.

  • £50 cashback when you buy a new combined buildings and contents policy, hold it for 70 days and pay your first premium. Conditions apply.
  • 10% discount if you’re a Halifax Online Banking customer. Simply sign in, get a quote and buy through Online Banking. Your discount is applied to our standard online price and excludes Home Emergency and Legal Expenses cover. Minimum premiums apply if you make a change to your premium during the year.

The two offers can be taken together.

Get a quote online Sign into Online Banking Retrieve a quote

Or call for a quote on 0800 085 6844. Lines open Mon to Fri 8am – 8pm and Sat 8am – 4pm. (Times may vary on public holidays).


Calls will be recorded and may be monitored for training and/or quality purposes.

FSCS protected


Important information

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.