Home Insurance


Business use – Guest House/B&B

Whilst you are providing Guest house / Bed and Breakfast facilities within your home, you must have no more than 6 paying guests at any one time.

If you do not follow these conditions, you will break a condition of your policy which may result in non-payment of all or part of your claim.

Any liability arising from business use is excluded from your policy.

If the number of paying guests exceeds this amount or the type of business use changes please contact us immediately.

Theft – Force and Violence

We will not pay a claim for loss or damage caused by theft or attempted theft under your policy unless force and violence is used to enter or exit the home.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.