Specialist insurers may try to sell you cycle insurance, but here’s a useful tip: some home insurance policies can cover your bike too. Before you choose an insurance provider it’s a good idea to check if home insurance for bikes is an option in your policy.
There’s no such thing as the typical cyclist – cycling means different things to different people. For some it’s a social activity, exploring the countryside with friends or family and chatting about it over a hearty meal afterwards. The keen cyclist might also post details of a route online and swap stories with other cyclists. For some it’s an urban lifestyle choice, a healthy and hassle-free way to get around the city. For others it’s purely practical – the best way to do the daily commute.
What all cyclists agree on is that being without your bike is a bad thing. So it’s just common sense to protect it. Some of us ride exotic machines tested in a wind tunnel and built from carbon fibre – the cost of replacing these can easily run to thousands of pounds. Such bikes might be rare but it’s not uncommon for a bike to be worth about the same as a family’s second car. Criminals are well aware of this and 327,000 bikes were reported stolen in 2016 according to official figures.
With our home insurance you can choose from a range of additional cover options. Our pedal cycle option covers the cost of loss or damage to bikes and bike accessories belonging to you or your family. That’s protection for when they’re at home, in your garage or when you’re out riding. Twisted a wheel rim in a nasty pothole? Our pedal cycle option could take care of it. Thinking about a cycling holiday abroad? We’ll cover you for up to 60 days.
Our pedal cycle option includes cover of up to:
Limits, terms and exclusions apply, see our policy booklet for full details.
Halifax Home Insurance is underwritten by Lloyds Bank General Insurance Limited
We've made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.
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