What’s covered in my policy?
Policies differ by provider so it’s important to think about what you want to insure and then make sure it’s protected.
Buildings insurance covers the structure of your home and its fixtures and fittings.
Contents insurance covers your household goods and personal effects, for example, your curtains and carpets.
Policies can be tailored to suit your needs, allowing you to pay for only the level of cover that you need and some policies give you unlimited values, providing you with complete peace of mind.
Accidental damage may not be included as a standard element, so if you think this might be something you need make sure it’s included as part of your policy.
You can also include ‘high risk’ items under your contents insurance such as an expensive piece of jewellery.
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