Halifax Car Insurance.



    Quality cover at a great price. Plus a £25 cashback offer with Halifax Car Insurance, a great deal’s just around the corner.

    Maybe your policy’s up for renewal. Or you think you can get a better deal. Whatever your situation, have a look at Halifax Car Insurance. And if you take out a new policy, you could get a £25 cashback offer too.

    Sign up for a Halifax Car Insurance policy and enjoy a bunch of benefits:

    • Access and manage your policy 24/7 with the Online Self-Service centre.
    • Be rewarded for careful driving with a no claims discount. Minimum premiums apply.
    • 60 days European Union Cover – at the same level of cover as you get in the UK.

    Halifax Car Insurance is arranged and administered by BISL Limited, and underwritten by a panel of leading insurers.

    Handy Extras

    As an added extra, all our policies come with access to our Halifax Car Extras site, where you can claim a free quarterly offer and a range of leisure, motor and travel discounts.

    Check out all the great deals available for Halifax Car Insurance customers through Halifax Car Extras.Terms and conditions apply.

    Don’t forget the £25 cashback details…

    Just buy a policy through this website or by phone (quoting HLCB25) using the contact details below, hold the policy for 60 days and make sure your payments are up to date. We’ll then credit the card you used at the time of purchasing your policy with £25.

    Offer available for new customers in the first year only and cannot be used in conjunction with any other offer. Terms and conditions apply.

    Get your quote online (it only takes a few minutes) or call on 0330 0184123 and quote HLCB25.

    What's covered?

    No one likes to think about having to claim on their insurance. That’s why all of our policies come with great benefits, including:

    • An Online Self-Service Centre – access your policy 24/7
    • 24-hour emergency claims helpline.
    • 60 days European Union Cover - at the same level of cover as you get in the UK.

    Halifax Car Insurance is arranged and administered by BISL Limited, and underwritten by a panel of leading insurers.

    And if you take out a comprehensive policy, you’ll also enjoy the following additional benefits:

    • 3 year guarantee on approved claims repairs.
    •  24-hour emergency windscreen helpline.
    • New car replacement – if a car you bought new in the last 12 months is stolen and not recovered.
    • Vandalism cover – so if your car is damaged maliciously, you're still protected.
    • Courtesy car – whilst your car is at one of our approved repairers. Subject to availability and eligibility.

    Terms, conditions and exclusions apply to all benefits. You can read more about what is and isn’t covered in the Policy documents.

    And if we haven’t quite covered everything you think you’ll need, for a little extra cash you can always take out additional cover with your policy. If you like what you see, get a quote online in just a few minutes or call on 0330 0184123 and quote HLCB25.

    Additional cover

    For extra peace of mind, you can pay to add additional cover options to your policy.

    Motor Legal Protection

    Motor Legal Protection is administered by ACM ULR Limited. The legal expenses element is underwritten by AmTrust Europe Limited. The replacement vehicle cover is underwritten by UK General Insurance Limited, on behalf of Great Lakes Insurance SE.

    Did you know that as the driver, both you and your passengers could be left out of pocket following an accident? Our enhanced Motor Legal Protection is 5* Defaqto rated and is here to support you. The 24/7 legal helpline means there is always someone at the other end of the phone to offer assistance.

    If the accident wasn’t your fault our Motor Legal Protection policy provides cover for up to £100,000 of legal expenses to help with;

    • Obtaining compensation for personal injury and medical expenses.
    • Recovering losses resulting from the accident e.g. policy, excess, loss of earnings, phone bills and travel costs.
    • Recovering repair costs if not already covered by comprehensive car insurance.
    • Recovering vehicle hire charges.

    You’ll also receive motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You will receive up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include any fines, penalties or charges relating to alcohol or drugs.

    This cover only costs £30.99 per year.

    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    RAC Breakdown Cover

    Provided by RAC Motoring Services.

    You never know when a breakdown’s going to happen. But you can plan against the inconvenience this could cause and add RAC breakdown cover to your policy.

    The cover ranges from basic roadside assistance for £43.99 per year right up to more extensive options that also provide cover at home – and even for breakdowns in Europe.

    As you might expect, terms, conditions and exclusions apply. Go to the Policy documents for all the details on adding RAC Breakdown Cover to your policy.


    Underwritten by Ageas Insurance Limited.

    Add Keycare cover for £9.49 and you'll get the following benefits if you lose your keys:

    • Call out and cover anywhere in the EU up to £1000
    • Cover if you lock your keys inside your car or home. Including locksmith charges, new locks, replacement keys, car hire and onward costs (within the annual limit per registered key fob).
    • A 24/7 helpline – no matter when you lose your keys, Keycare will be there to help. Please remember to let us know if you have lost your keys within 30 days
    • Cover for the immediate family members (Grandparents, parents, spouse, civil partner, live-in partner, child or step child) who live at your address
    • No excess to pay, and Keycare claims won’t affect your no claims discount
    • A £10 reward paid by Keycare to anyone who finds and returns your keys

    Terms, conditions and exclusions apply

    Take a look at Keycare policy booklet (PDF) and Keycare policy summary (PDF) for details of what is and isn’t covered.

    If this cover sounds right for you, get a quote online in just a few minutes, or call on 0330 0184123 and quote HLCB25. 

    No Claims Discount Protection

    No Claims Discount Protection is provided and administered by BISL Ltd.

    No Claims Discount (NCD) is a discount applied to your Car Insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your Car Insurance provider.

    If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.

    If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.

    No Claims Discount Protection:

    • allows you to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.
    • does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

    Policy documents

    Find out exactly what is and isn't covered in these example policies and documents:

    Get a quote online

    Save yourself time and money with Halifax Car Insurance & our £25 cashback offer. Get your quote in just a few minutes.

    Terms and conditions apply

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    Get a quote

    Retrieve a quote

    Prefer to talk?

    Call 0330 0184123 – a member of the team will be happy to help. Quote HLCB25 when you call.

    Lines are open Monday to Friday 8am–9pm, Saturday and public holidays 9am-5pm, Sunday 10am-4pm

    Additional cover

    Feel even more secure with additional cover options, including RAC breakdown cover, Motor legal protection and Keycare options.

    If you want to add any of these products to your policy, you'll have to pay a little bit more.

    Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited who are an independent intermediary authorised and regulated by the Financial Conduct Authority. Registered in England No 3231094.

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