Halifax Insurance Prize Draw – Terms and Conditions
Who can take part?
You are eligible to enter the prize draw if the following conditions are met:
- You purchase a new Halifax Home Insurance Select policy direct via the Halifax website (www.halifax.co.uk/insurance/home-insurance), or a new annual Halifax Car Insurance policy direct via the Halifax website (www.halifax.co.uk/insurance/car-insurance) between 00:00 on 01st June 2023 and 23:59 on 31st July 2023.
- Cover commences on or before 31st August 2023.
- Your cover is still in force on 8th September 2023.
- You have paid your initial monthly instalment, or full policy premium.
- You are a UK resident.
- You are aged 18 or over.
Who can’t take part?
The following customers aren’t eligible to enter the prize draw:
- Existing Halifax Home Insurance Select customers who are renewing or amending their policy.
- Existing Halifax Car Insurance customers who are renewing or amending their policy.
- Customers starting their Halifax Home or Car Insurance quote via a price comparison website.
- Anyone who is employed by a company in the Lloyds Banking Group.
How do I stop taking part?
If you do not want to be entered into the prize draw you can opt out by visiting www.halifax.co.uk/optout.
The deadline for opting out of the prize draw is 10:00 on Monday 14th August 2023.
How will winners receive their prize?
Each winner will receive a payment equal to the cost of their annual insurance premium.
The cost of the annual insurance premium is the annual cost of your policy including any optional extras, and Insurance Premium Tax.
The prize relates to winning a sum equal to the cost of the 1st year’s premium. It won’t include any additional costs incurred as a result of a mid-term adjustment at a later date.
For all winners, we will make payment automatically to the account you used to pay for your policy, provided you have not opted-out by 10:00 on Monday 14th August 2023.
If for any reason we are unable to make a payment to the account used to pay for your policy, we will send a cheque.
Home Insurance Select policies held in more than one name will receive a single entry into the prize draw, and we will contact the first named policyholder for the purposes of announcing winners and making payments.
Other important information.
We reserve the right to amend or close the promotion without prior notice.
We do our best to make sure all qualifying policies, and only qualifying policies, are entered into the prize draw. However, it's possible that in a small number of cases a non-qualifying policy could be entered, or a qualifying policy could be entered more than once or not at all.
If a qualifying policy is entered more than once, we won't be responsible to the other customers in that prize draw. However, we'll take reasonable steps to make sure a customer can't win more than one prize in the prize draw per qualifying policy.
If a qualifying policy is left out of the prize draw, we won't be responsible to the policyholder for any potential win they might have had. We also won't be responsible if we mistakenly pay a prize to someone who doesn't qualify. However, we'll take reasonable steps to make sure this doesn't happen. If we discover such an error, where reasonably possible we'll pay the prize to the next eligible policy we randomly select.
We also won't be responsible to any qualifying customer if the prize draw can't go ahead, is delayed, or cancelled because of a legal or regulatory issue, a systems failure, the failure of a third party to carry out services or for any other cause beyond our reasonable control.
By purchasing a new Temporary Car Insurance policy, you will not be entered into the prize draw. Temporary Car Insurance policies are not included in the prize draw.
Where a winner has chosen to pay for their policy monthly, the customer should continue to pay their original monthly payments as selected when taking out the policy.
Lloyds Bank Insurance Services Limited is the promoter of the Halifax Insurance Prize Draw. Registered office: 25 Gresham Street, London, EC2V 7HN.
Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited who are an independent intermediary authorised and regulated by the Financial Conduct Authority. Registered in England No 3231094.