Remember that investments are a long-term commitment, and the income from them can fall as well as rise. If you’re unsure about investing, seek independent advice.
2. What are my other options?
Do you need to make cash available now? If you do, make sure you look into all your options. Are there any other alternatives you could access? You may want to use any savings in the short-term (but keep some savings set aside if possible). Could you access any of the government support measures that have been put in place?
If you decide to cash in your investment, try to cash in only the minimum you need. If you’re thinking about cashing in a larger investment, seek advice from a financial expert before going ahead.
4. Could I change my regular contributions?
Now is a good time to review and make any adjustments to any regular investment contributions.
You may be comfortable with the risk level of the investments you have and look to continue these contributions.
You may also choose to reduce or stop your regular contributions while you research any changes you wish to make in the future. Before making any investment decisions, you may wish to get independent financial advice.
6. Am I making the most of my research tools?
You can use our practical tools to monitor your investments and the current market situation. They can help you feel more in control of how your investments are performing.
Don’t forget you can visit Market News on our website and read the latest independent market analysis for free.
Our Research Centre also has all the information you need on the performance and latest prices of your investments. When researching your investments, remember that past performance is not a reliable indicator of future performance.
Remember: if you’re in any financial difficulty MoneyHelper can offer free and impartial advice. You can contact them via their website at www.moneyhelper.org.uk.
You can also find advice specific to Covid-19 on our Coronavirus help page.
Keep your account secure: there has been a rise in attempts by scammers to acquire customer information following the outbreak of Covid-19. We will never contact you asking for your personal details. And we will always use your name and title in our emails to you, as well as proof of your account number or postcode. Find out how to protect yourself from fraud.
Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.