We know that looking after your hard-earned cash is really important to you but with interest rates remaining at all time lows, you might want to consider investing with the aim of making your money work harder.

We have designed our ready-made investments to help you diversify your money across a range of markets, without the complexity of picking your own stocks and shares.

If you haven’t invested before, or you prefer to leave it to the experts, our ready-made investments could be the right choice for you.

  • Choice – you can choose between three funds with a level of risk you’re comfortable with – high, medium or low risk. Plus, you can hold them in an Investment ISA (up to £20,000 per tax year) or an Investment Account.
  • Diversified – our investments are ready-made so they give you exposure to a diverse mix of shares, bonds, property and more.
  • Flexible – invest regularly from £100 per month, or with a minimum lump sum of £2,000.

Although there is no tie in period, our investments are designed for the medium to long-term so you should plan to hold them for at least five years. Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek independent advice.

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Compare our funds

Managed Growth Fund 2 Managed Growth Fund 4 Managed Growth Fund 6
Risk level Low Medium High
Asset types
Shares 25% 49% 75%
Bond & Gilts 60.5% 36.5% 15%
Property 8.5% 8.5% 5%
Other 6% 6% 5%
Our funds were re-launched in September 2019. Because of this, there has not been a complete 12 months of performance information. To compensate for this we show the past performance of the equivalent Investment Association sector as we believe this is an appropriate substitute.
Mixed Investment
0-35% Shares
Mixed Investment
20-60% Shares
Mixed Investment
40-85% Shares
31/03/2015 to 31/03/2016 -1.74% -2.46% -2.94%
31/03/2016 to 31/03/2017 9.38% 12.9% 17.11%
31/03/2017 to 31/03/2018 0.38% 0.83% 1.54%
31/03/2018 to 31/03/2019 2.41% 2.86% 4.3%
31/03/2019 to 31/03/2020 -3.49% -7.19% -7.99%
5 Year Annualised Performance 1.29% 1.17% 2.07%
Please note the Equivalent Investment Association sector performance does not represent the actual past performance of the fund and is not a reliable indicator of future performance.
Key documents View the KIID (PDF)
View the factsheet (PDF)
View the KIID (PDF)
View the factsheet (PDF)
View the KIID (PDF)
View the factsheet (PDF)

For more information about the three funds, you can read Our Fund Range and Investments which contains details of how the funds are managed, their objectives and risks, and a detailed breakdown of the charges.

Low-cost charges

Our charges are based on the value of your total investment and are paid every year. They vary depending on the fund but the maximum values are:

  • a service fee of 0.24%
  • a maximum Ongoing Charge of 0.26%
  • and transaction costs which vary depending on the fund but are not greater than 0.17%.

For example, if you invested in Managed Growth Fund 2 you would pay £6.50 in charges for every £1000 invested.

Apply for a ready-made investment

To apply for a ready-made investment, you’ll need to be:

  • An existing Online Banking customer.
  • A UK resident or a crown employee serving overseas (or spouse / civil partner of).
  • Using a tablet, laptop or desktop as some parts of our application are incompatible with mobile devices.

Find out more and apply

Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group.

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Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.