Charges.

Our charges are simple and competitive with no hidden fees. You'll pay the same amount no matter how much you invest.

How much does investing cost?

We’ve summarised the key charges in the tables below. For more detail read our handy charges factsheet (PDF).


Our Charges

We use a simple pricing structure to help you understand what your investment will cost. Start trading for as little as £2 dealing commission with our scheduled regular investing.

  • No platform charge (for all portfolio sizes)
  • £12.50 online dealing commission per trade (standard rate)
  • £2 dealing commission per trade on regular investments
  • £3.95 reduced dealing commission per trade during our *monthly offer period
  • £12.50 Stocks and Shares ISA (admin fee annually)
  • Foreign currency charges 1.25% of exchange rate (international trades only)

See full list of charges (PDF)

*Benefit from reduced dealing commission during our monthly offer period. Once a month we give you the opportunity to trade UK shares between 12:15pm – 2:15pm, and international shares all day for £3.95 dealing commission per online trade. We release the date one week in advance and will notify customers on the welcome page when you’re signed in, and on our dedicated Commission Countdown page.


Other Costs and Taxes

In addition to the charges you pay to us there are also some other charges when investing to be aware of.

  • Stamp duty of 0.5% (1% for Irish stocks) on the value of UK stock purchases only
  • Panel of takeovers and mergers £1.00 (on trades over £10,000)
  • If you invest in a fund you will pay ‘Ongoing Charges’ and transaction costs to the fund manager each year (industry average at 03/05/2019 was 1.057%)

Trading example

If you invest £10,000 in a Share Dealing Account over 12 months and trade 8 times you would pay £100, and £112.50 in a Stocks and Shares ISA (ISA administration charge £12.50). Separately you would pay £50 of stamp duty in tax to the UK government.

Fund trading example

If you invest £10,000 in Funds over 12 months and trade 4 times you would pay;

  • £50, or £62.50 in a Stocks and Shares ISA to Halifax Share Dealing
  • £105.70 to the fund manager (based on an industry average at 03/05/2019 of 1.057%)
  • Total of £155.70 or £168.20 in a Stocks and Shares ISA (ISA administration charge £12.50)

When you invest in a fund, you will also pay charges to the fund manager, in addition to the charges you pay with us. We have included an industry average above, as these charges are unique to the fund or trust you invest in.

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

See how we compare on shares and exchange traded funds (based on 4 annual trades)
Provider Halifax logo interactive investor logo
Best commission rate online (UK shares) £3.95
per trade with our monthly commission countdown offer

£5.95
Frequent trader 20+ deals per month

£3.99
(Super Investor Plan)
£10
Standard commission rate online (UK shares) £12.50
per trade
£11.95 £7.99
(Investor) only applies after one free trade per month
£10

£20,000 in an ISA (based on the platform charge)

£12.50
annual admin charge on Stocks and Shares ISA
£45 £119.88
(Investor)
£45
£20,000 in an ISA (based on standard commission rate and platform charge) £62.50 £92.80 £119.88
(Investor)
£85

[Data taken from competitor websites, correct at 01/06/2019]

The table above doesn’t include government taxes and levies, only our charges are included.

See how we compare on funds (based on 4 annual trades)
Provider Halifax logo interactive investor logo
Standard commission rate online £12.50
per trade

£0.00

£7.99
(Investor) after one free trade a month
£0.00

£20,000 in an ISA (based on the platform charge)

£12.50
annual admin charge on Stocks and Shares ISA
£90 £119.88 
(Investor)
£70

£20,000 in an ISA (based on standard commission rate and platform charge)

£62.50 £90 £119.88
(Investor)
£70
£50,000 in an ISA (based on standard commission rate and platform charge) £62.50 £225 £119.88
(Investor)
£175
£100,000 in an ISA (based on standard commission rate and platform charge) £62.50 £450 £119.88
(Investor)
£350

[Data taken from competitor websites, correct at 01/06/2019]

The table above doesn’t include government taxes and levies, only our charges are included.

When you invest in a fund, you will also pay charges to the fund manager, in addition to the charges you pay to us. These charges pay for the fund manager’s expertise and cover the costs of running each fund or trust. Brokers will sometimes negotiate special discounts for their customers and so these charges may differ depending on the broker you use. Fund manager charges (PDF)

All of these costs & charges are taken from the value of your investment by the fund managers and are not paid to us. We have not included these charges in the totals above, as these are unique to the funds or trusts you choose to invest in. You can find further information on these charges in our research centre, or in each individual fund or trust’s Investor Information.



Transfer your account to Halifax

We don't charge you to transfer into our Halifax Share Dealing Account or Halifax Stocks and Shares ISA. Your existing provider may charge you transfer or closure fees so please keep this in mind when you're transferring.

  1. Step 1 - Open an account
    Open a Halifax Share Dealing Account or Stocks and Shares ISA.
  2. Step 2 - Fill in the online transfer form
    Sign in and select transfers on the right hand panel and complete our online transfer form.

    • Transfer an ISA or
    • Transfer investments from another broker
  3. Step 3 - Send it to us
    Print your completed transfer form, sign and post it to the address on the form, and that’s it!

See the full list of information on our transfers page.


Charges Factsheet

Our costs and charges factsheet details all charges and includes more examples of what you might pay in certain situations including international investing and investing in funds.

View Costs and Charges (PDF)


What happens next?

  • Once we’ve received your transfer form we’ll request a valuation from your current provider.
  • As soon as we’ve received the valuation we’ll start the transfer process.
  • It usually takes around 2 – 3 weeks to transfer UK shares and 6 - 8 weeks international shares. (During busy periods we will notify you if there are any delays). Please make sure your mobile number is up-to-date so we can keep you updated on your transfer.
  • If we need any further information we will notify you and we’ll keep you updated with the progress of your transfer and confirm once complete.

New to Halifax Share Dealing?

Apply online now and you could be trading within minutes.

Compare accounts


Existing Halifax Share Dealing customer?

Sign-in and click ‘Add an account’ on the right-hand menu.

Sign in

A SIPP is a flexible way to invest for your future. View the rates and charges (PDF) you’ll pay.


Our Charges

We use a simple pricing structure to help you understand what your investment will cost.

  • £12.50 online dealing commission per trade (standard rate)
  • £3.95 reduced dealing commission per trade during our *monthly offer period
  • £2 dealing commission on regular trades
  • Quarterly admin charge £22.50 (value of £50,000 or less) £45 (value greater than £50,000)
  • SIPP transfer in - £60 per transferring plan (max £300.00)
  • Foreign currency charges 1.25% of exchange rate (international trades only)

See full list of charges (PDF)

*Benefit from reduced dealing commission during our monthly offer period. Once a month we give you the opportunity to trade UK shares between 12:15pm – 2:15pm, and international shares all day for £3.95 dealing commission per online trade. We release the date one week in advance and will notify customers on the welcome page when you’re signed in, and on our dedicated Commission Countdown page.


Other Costs and Taxes

In addition to the charges you pay to us there are also some other charges when investing to be aware of.

  • Stamp duty of 0.5% (1% for Irish stocks) on the value of UK stock purchases only
  • Panel of takeovers and mergers £1.00 (on trades over £10,000)
  • If you invest in a fund you will pay ‘Ongoing Charges’ and transaction costs to the fund manager each year (industry average at 03/05/2019 was 1.057%)

Trading example

If you invest £50,000 or less in a SIPP over 12 months and trade 8 times you would pay £190. Separately you would pay £250 of stamp duty in tax to the UK government.

Fund trading example

If you invest £50,000 in Funds over 12 months and trade 4 times you would pay;

  •  £140 to Halifax Share Dealing
  • £528.50 to the fund manager (based on an industry average at 03/05/2019 of 1.057%)
  • Total of £668.50

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

See how we compare on SIPP charges when investing in funds (based on 4 annual trades)
Provider Halifax logo interactive investor logo
Standard commission rate online (Fund) £12.50
per trade
£0 £7.99
(Investor) after one free trade a month
£0

Annual SIPP admin charge based on investing £100,000

  • £90 (Value of £50,000 or less)
  • £180 (Value of greater than £50,000)
£450
(On the first £250,000)
£239.88
(Investor)

£350
(£7,500 or more but less than £250,000)

Total charge (based on the standard commission rate investing £100,000) £230.00 £450

£239.88
(Investor)

£350

[Data taken from competitor websites, correct at 01/06/2019]

The table above doesn’t include government taxes and levies, only our charges are included.

When you invest in a fund, you will also pay charges to the fund manager, in addition to the charges you pay to us. These charges pay for the fund manager’s expertise and cover the costs of running each fund or trust. Brokers will sometimes negotiate special discounts for their customers and so these charges may differ depending on the broker you use. Fund manager charges (PDF)

Costs & charges for fund management are taken from the value of your investment by the fund managers and are not paid to us. We have not included these charges in the totals above, as these are unique to the funds or trusts you choose to invest in. You can find further information on these charges in our research centre, or in each individual fund or trust’s Investor Information.



Charges Factsheet

Our costs and charges factsheet details all charges and includes more examples of what you might pay in certain situations including international investing and investing in funds.

View Costs and Charges (PDF)


Things to consider before transferring

  • Not all pensions are transferable - contact your current provider to find out if you’re able to transfer.
  • Exit and transfer fees may apply with your existing pension provider.
  • You may lose out on potential pension benefits with your current provider if you choose to transfer out.

Transfer your pension to Halifax

To transfer in from another registered pension scheme will cost £60 per transferring plan (max £300.00).

  1. Step 1 - Open a SIPP and complete the transfer form as part of the application.
  2. Step 2 - Return it to the address provided on the form, and that's it!

If you already have a SIPP, download, print out and complete a transfer form (PDF).


What happens next?

  • Once we’ve received your transfer form we’ll request a valuation from your current provider.
  • As soon as we’ve received the valuation we’ll start the transfer process.
  • We'll text you with any updates until your transfer is completed.  Transfers take around 6-8 weeks.
  • If we need any further information we will notify you and we’ll keep you updated with the progress of your transfer and confirm once complete.

New to Halifax Share Dealing?

Apply online now.

Compare accounts


Existing Halifax Share Dealing customer?

Sign-in and click ‘Add an account’ on the right-hand menu.

Sign in


Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.