A cash ISA is a tax-free savings account, while a stocks and shares ISA is a tax-efficient investment product. No personal Income Tax or Capital Gains Tax is payable on either type of ISA. Each tax year, HM Treasury set a contribution limit which will cover contributions to both types of ISA.
Investment products offer the potential for greater rewards than a savings account, but they do involve more risk to your money.
A KIID stands for Key Investor Information Document. These documents contain all the important information you’ll need before investing in a fund, such as its objectives and policy, risk and reward profile, costs and charges, and past performance.
If you’d like to top up your investment that you bought before April 2014, please call us on 0345 600 0169 (Mon-Fri 8:30am-6pm, Sat 9am-12:30pm).
If your investment is in one of our managed funds that you bought online after April 2014, you can top up by signing into your account online.
If you have at least £100,000 of savings and investments, or a sole income of at least £100,000 per annum, you can take advantage of financial advice. Where appropriate, this may include advice on a range of financial planning solutions to help you develop a financial strategy that aims to meet your needs. A charge will apply for this service.
If you are not eligible for financial advice you can obtain further information and guidance from the Money Advice Service. You can also find details of your nearest independent financial advisor.
It’s really simple to transfer money into our Investment ISA. Simply select the ‘ISA Transfer’ option during the application for your Halifax Online Investments ISA, and you’ll be prompted to fill in the transfer form.
If you’ve already got an Investment ISA with us, just sign into your Online Investments account and select ‘Transfers’ from the menu on the right.
If you are already a Halifax customer and are registered online, log in to your Online Banking account. You’ll then be able to find further details on our managed fund range and you will be able to invest.
If you don’t already have an account with us, you’ll need to open a Halifax account with Online Banking facilities before investing. Our savings accounts can be opened online with a minimum deposit of as little as £1.
If you’re not able to find a valuation of your investment online, please call our helpline on 0345 600 0169 (Mon-Fri 8:30am-6pm, Sat 9am-12:30pm).
If you can't see your Halifax Online Investments account online, please call us on 0345 835 5726.