Introduction to investing.


We take you through 5 quick and simple steps to help you get started when considering investing for the first time.

Understand the risks

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't offer advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Investing or saving?

Should you invest or is saving a better option for you? We give you the main differences between investing and saving and explain how to work out which would suit your needs.

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Understanding investment products

Summary of the types of investment products that are commonly available in the marketplace.

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Understanding investment documentation

Our guide explains the documents you’re likely to find when investing and what they usually cover.

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ISA information

Overview of these tax-efficient investments, including all the new ISA regulations, and why they often form part of a financial plan.

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Stumped by securities? Bamboozled by bonds? Simple explanations of all the investment terminology you might come across when investing.

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Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.