There are two options to choose from. Decide which option is best for you, apply and start making your money work harder.

    Understand the risks

    Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don’t offer advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

    Tax treatment depends on personal circumstances and may be subject to change.

    With interest rates remaining close to all time lows, now may be the time to get your money working harder. Just choose one of two straightforward ways to invest.

    3 simple online funds

    • Invest through an online Investment Account or tax-efficiently through an online Investment ISA
    • Choose from three growth funds, each with its own level of risk and potential return
    • Funds managed by professional managers at Scottish Widows
    • Ongoing Charge of 0.45% of the value of each fund you invest in, and an annual Service Fee of 0.24% of the value of your investment
    • Invest a lump sum, or smaller regular monthly amounts, or a bit of both
    • Manage your account online when it suits you
    • Switch your investments.

    Halifax Share Dealing Service

    • Invest through a Share Dealing Account or tax-efficiently through a Self Select Stocks and Shares ISA
    • Access 7 world stock markets with an award –winning online share dealing service
    • Access 2,000 funds from our funds supermarket
    • Low charges from just £12.50 online dealing commission per trade and £12.50 ISA fee per year
    • Monthly discounted dealing commission offers
    • Invest a lump sum or regular monthly amounts or a bit of both
    • Live share prices and research tools to help you choose
    • Manage your account online when it suits you
    • Switch your investments.

    Online Investments

    Investment Account

    Find out more

    Investment ISA

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    Share Dealing

    Share Dealing Account

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    Self-Select - Stocks and Shares ISA

    Find out more

    Fund Centre

    • Over 2,000 funds covering all sectors of the market
    • Filter, sort and compare funds from a wide range of providers
    • Ideal for more confident investors

    5 steps for new investors

    New to investing? Read our five steps to investing guide. It covers all the basics and will help you decide if investing is right for you.

    Find out more

    Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

    Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at You can also visit our Financial Services Compensation Scheme page for more details.