It's investing, not rocket science.
Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't offer advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.
With interest rates appearing to be stuck at an all time low, now may be the time to get your money working harder. Just choose one of two straightforward ways to invest.