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    The value of investments can go down as well as up and you may get back less than invested.

    Start investing today

    With the Halifax you can use Investment Match – our online advice service that will match you with an investment fund in as little as 20 minutes.

    We’ll check the right amount for you to invest and find the right level of risk for you.

    Why invest?

    Investing can help you when planning your longer-term financial future. Investment Match could help you to:

    • Maximise your ISA allowance
    • Plan for future investment goals
    • Potentially achieve better returns on your money than cash savings.

    Investments offer the potential for greater rewards than a savings account but they do involve more risk to your money. Because of this, it’s normally recommended that investments are held for a minimum of 5 years, which can help to minimise the impact of ups and downs in the stock markets.

    Investment Match

    With Investment Match, you can start investing with as little as £2,000 with no penalties to withdraw your money. You simply pay a £49 one-off matching fee – which you only pay if you decide to invest – and up to 0.86% ongoing yearly fund fee.

    The 0.86% ongoing yearly fund fee is based on the value of your investment each year. This includes an ongoing charge of a maximum of 0.37% of the value of your investment and a service fee of 0.24%. There is also a transaction cost based on the value of your investment. The level of this charge also varies depending on the fund you have chosen but will not be more than 0.25% each year.

    How to apply

    To use our Investment Match service you need to be a UK resident/Crown Employee/or resident of Jersey, Guernsey or the Isle of Man, registered for Online Banking and hold a Halifax bank account or Instant Saver.

    Find out more and apply

    Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

    Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.