WANT TO INVEST BUT DON'T KNOW WHERE TO BEGIN?
The value of investments can go down as well as up and you may get back less than invested.
With the Halifax you can use Investment Match – our online advice service that will match you with an investment fund in as little as 20 minutes.
We’ll check the right amount for you to invest and find the right level of risk for you.
Investing can help you when planning your longer-term financial future. Investment Match could help you to:
Investments offer the potential for greater rewards than a savings account but they do involve more risk to your money. Because of this, it’s normally recommended that investments are held for a minimum of 5 years, which can help to minimise the impact of ups and downs in the stock markets.
With Investment Match, you can start investing with as little as £2,000 with no penalties to withdraw your money. You simply pay a £49 one-off matching fee – which you only pay if you decide to invest – and up to 0.86% ongoing yearly fund fee.
The 0.86% ongoing yearly fund fee is based on the value of your investment each year. This includes an ongoing charge of a maximum of 0.37% of the value of your investment and a service fee of 0.24%. There is also a transaction cost based on the value of your investment. The level of this charge also varies depending on the fund you have chosen but will not be more than 0.25% each year.
To use our Investment Match service you need to be a UK resident/Crown Employee/or resident of Jersey, Guernsey or the Isle of Man, registered for Online Banking and hold a Halifax bank account or Instant Saver.