ISAS.

Save and invest tax efficiently

An Individual Savings Account (ISA) is a tax-efficient way to save or invest. You can choose to save in different types of ISAs, as long as you don’t exceed the annual £20,000 allowance. Want to know more? Our ISAs explained page has the details.

Compare our best ISAs


Save in a Cash ISAs

Find a Cash ISA to save where you don’t pay tax on any interest you earn.

  • ISA Saver Fixed: Lock your money away and earn with a fixed rate of interest. Open from £500.
  • ISA Saver Variable: A flexible way to access your money when you like. Open from £1.
  •  Junior Cash ISA: A long-term account for kids under 18 with a great interest rate. Open from £1.

View our cash ISAs


Invest in an ISA

Find an ISA to invest in which protects any potential gains and income from UK tax. Please note you can only invest in one of the below ISA options per tax year.

  • Stocks and Shares ISA: Build your own investment portfolio from our wide range of investment options.
  • Investment ISA: A simple way to start investing. Choose from our 3 ready-made investments, the investment you choose
    depends on your attitude to risk.

Start investing

Help to Buy: ISA

You can no longer apply for a Help to Buy: ISA. If you already have one with another provider you could transfer it to us.

More about Help to Buy: ISA

If you feel ISAs are not for you, take a look at our other savings accounts and investment options.

THE VALUE OF YOUR INVESTMENTS, AND INCOME FROM THEM, CAN FALL AS WELL AS RISE SO YOU MAY GET BACK LESS THAN YOU INVEST. IF YOU’RE UNSURE ABOUT INVESTING, SEEK INDEPENDENT ADVICE. TAX TREATMENT DEPENDS ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN FUTURE. CHARGES MAY APPLY.


Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.


Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

FSCS Protected