Think your money could work harder?

It can be tricky to take time to think about your future when you’ve got so many other things going on, but it’s important to be prepared and make sure that you’re planning ahead.

We may be able to help you reach your goals, through:

  • Generating an income by investing some of your savings can be a way to make your money work as hard as you are.
  • Planning ahead for the retirement you deserve.
  • Inheritance Tax planning, which with the correct planning and assessment could be reduced.
  • Financial Protection for your family, finding the most efficient coverage considering every detail of your situation.

The value of investments and any income from them can go down as well as up and you may not get back the amount invested.

Saving for your future

Alternatively, you can manage and organise your finances yourself with a range of options available which aim to help you meet your future saving goals including:

  • Stocks & Shares ISA – choose your own investments from 7 world markets and over 2,000 funds.
  • Investment ISA – choose from 3 pre-selected managed funds and a risk level you are comfortable with.
  • Manage your pension – explore options to help manage your pension more efficiently including transferring your pensions into one, easy to manage account.

Is advice right for you?

Expert financial advice through Schroders Personal Wealth can help you organize your  finances and project the results of your savings and investments so you can see how well prepared you are for the future. They can also help you make decisions with your money that will aim to help you reach your financial goals as efficiently as possible.

To benefit from expert advice through Schroders Personal Wealth you will need to have at least:

  • £100,000 of sole/joint savings, investments and/or personal pensions; and/or
  • £100,000 of sole annual income.

Fees and charges apply.

Manage your finances yourself

Investments

Investing for the future can help you achieve your financial goals. You can pick your own stocks and shares, funds and more, or invest across our 3 ready-made funds.

More about investments

Retirement

There may be an opportunity for you to manage your pensions more efficiently and help make your plans for the future a reality.

Take a look

Expert Advice

Wealth Management

You may want some expert advice through Schroders Personal Wealth  to help you create a financial plan, tailored to you and your goals.

Let's chat

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Eligible investments with us are protected by the Financial Services Compensation Scheme (FSCS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

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