How does critical illness cover work?
From quotes to claims, find out how it all works and what to expect when you get a policy.
Picking the right cover
Before you get a quote, make sure the policy is right for you and your loved ones. Check that it covers everything you might need.
Want to know what this policy covers?
Or check out our terms and conditions for full details.
Getting a quote
When you find a policy that looks right for you, it's time to get a quote.
- First, you'll answer a few questions about your health and wellbeing, just to check that the policy is right for you. If Scottish Widows can't offer you a policy for any reason, they'll let you know how to get more help.
- Then you'll choose the size of the cash lump sum that will get paid out when a claim is made. You’ll also choose how long you want to be covered.
- Scottish Widows have made it quick and easy to apply. You won’t need to get a medical check-up or send in extra info. You'll get an instant answer, today.