Halifax Loans

Get started with a loan from the Halifax

Borrow between £1,000 to £50,000, and choose to make your monthly repayments over 1 to 7 years. A decision to offer you a loan is based on your individual circumstances.

Compare our loans to find a loan to suit your needs, and if you're an existing Halifax current account customer for at least 1 month, you could get a quote online and could have the money in minutes.

Loan

Who can apply?

APR Representative
(for loans of £7,500 to £25,000*)

How to apply

Manage your loan

Paying off your loan early

Personal Loan

Available to all new and existing Halifax customers.

3.5% APR

  • Online
  • Online Banking
  • Telephone

If you make an early settlement we may charge up to 58 days' interest.

Personal Loan calculator

More about Personal Loan

Clarity Loan

Exclusive to existing Halifax customers with a Halifax current account held for at least 1 month, or a mortgage, credit card or loan.

4.1% APR

  • In branch
  • By telephone
  • Online
  • Online Banking
  • Branch
  • Telephone

No charge to pay off your loan early for Clarity Loan customers.

Clarity Loan calculator

More about Clarity Loan

Personal Loan


Who can apply?

Available to all new and existing Halifax customers.

APR Representative
(for loans of £7,500 to £25,000*)

3.5% APR

How to apply

  • Online

Manage your loan

  • Online Banking
  • Telephone

Paying off your loan early

If you make an early settlement we may charge up to 58 days' interest.

Clarity Loan


Who can apply?

Exclusive to existing Halifax customers with a Halifax current account held for at least 1 month, or a mortgage, credit card or loan.

APR Representative
(for loans of £7,500 to £25,000*)

4.1% APR

How to apply

  • In branch
  • By telephone
  • Online

Manage your loan

  • Online Banking
  • Branch
  • Telephone

Paying off your loan early

No charge to pay off your loan early for Clarity Loan customers.

*Other loan amounts between £1,000 and £50,000 are available at different rates. Lending and rates are subject to status.

Not the right loan for you? Try our other borrowing options.

Looking to apply for a joint loan?
Consider our other borrowing options

Making sure you get a fair deal

We want you to find a product that’s right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what’s expected of us, the lender and you the borrower.

Download the statement of responsibilities.


Loans are provided by Halifax. Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.