Take a repayment holiday, if you need a break –
Subject to approval, you can ask for up to two repayment holidays a year. Interest will still be charged for the months that you don’t make any payments, so you'll pay more interest overall and your original term will be extended.
No charge for making extra payments –
If you find you have a little cash spare from time to time, we won’t charge you for paying more than the agreed monthly amount.
No paperwork, no fuss –
It’s quick and easy to apply online, with no paper forms to complete or sign.
A bank you can trust –
We’ve been taking care of our customers for over 160 years, so you know you’re in safe hands.