Borrow more.

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR.

Your options.


Option 1

Take out an additional Halifax loan.

Keep your existing loan in place and take out a new loan which you’ll repay separately.

Other borrowing options are available.


Option 2

Replace your existing Halifax loan.

Replace your existing loan with a new loan for a larger amount over a term that suits you. This option is only available online if:

  • you have a Halifax current account
  • your current loan account number starts with ‘100’
  • the loan is held in your name only
  • you hold only one existing Halifax loan.

Compare our loans and see how much you could borrow.

Personal Loan