Personal Loan Calculator

    Personal Loan

    3.5% APR REPRESENTATIVE WITH OUR PERSONAL LOAN

    Available on loans between £7,500 to £25,000 over 1 - 5 years

    If you're thinking about buying a new car, doing a spot of DIY or tidying up your borrowing - it's possible with our Personal Loan.

    You can use our loan calculator and apply, whether you're a new or existing Halifax customer.

    Try our loan calculator

    Personal Loan calculator

    Remember that to be eligible for a Personal Loan greater than £25,000, you must have held a Halifax current account for at least 1 month.
    For some loans the illustrative APRs will be higher. Use the calculator to explore the cost of different loan amounts.

    Representative Example

    You could borrow £6,000 over 48 months with 48 monthly repayments of £155.94. Total amount repayable will be £7,485.12. Representative 11.90% APR, Annual interest rate (fixed) 11.29%.

    £
    Lower amount
    28.9%
    18.9%
    9.9%
    3.5%
    5.8%
    6.8%

    Loan amount illustrative APR

    Higher amount
    months
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    1yr
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    Representative Example

    You could borrow £6,000 over 48 months with 48 monthly repayments of £155.94. Total amount repayable will be £7,485.12. Representative 11.90% APR, Annual interest rate (fixed) 11.29%.

    Monthly Repayments

    £0.0

    Total repayable

    £0.0

    Illustrative

    0%
    APR

    Apply for a Personal Loan

    Applying for our Personal Loan is easy and you could get a decision in minutes.

    How to apply

    How to apply

    You can apply below by selecting the correct option based on whether or not you have a Halifax current account.


    I have a Halifax Current Account

    • You can apply for up to £50,000
    • It takes about 1 minute to get your quote in Online Banking
    • Get your quote with no credit searches
    • If you’re approved, you could have the money in your Halifax current account in minutes.

    View an example of our Personal Loan agreement (PDF) for Halifax current account customers.

    Continue to application


    I don’t have a Halifax Current Account

    • You can apply for up to £25,000
    • It takes about 10 minutes to apply online and get a decision
    • If you’re approved, you should have the money in your chosen account within 5 working days.

    View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.

    Continue to application