Our loan calculator gives you an idea of monthly payments and APR. To get your personalised rate apply here. This won’t affect your credit score.
The rate you are offered may be different to the rate shown in the loan calculator. That's because it's based on your personal circumstances, how much you want to borrow and how long you want to pay it back.
To borrow more than £25,000, you must have held a Halifax bank account for at least one month.
View an example of our Personal Loan agreement (PDF) for Halifax current account customers.
View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.
You can enter how much you would like to borrow and over how long you would like to pay it back. Or you can use the sliders to increase or decrease the amount and the number of months.
You’ll then see an example of how much you need to pay each month and the total cost of the loan, based on this illustrative APR. When you apply, you'll get a rate which is based on your personal circumstances and so may be different to the APR shown in the loan calculator.
APR (annual percentage rate) gives you an idea of the total cost of a loan and is a good way of comparing loans. This is shown as a percentage and includes any interest and fees that are charged to your account.
Everyone receives a personalised APR when they apply.
The rate shown on our loan calculator is for illustrative purposes only. When you apply, we will give you a personalised quote based on a number of factors, including: