Budget Calculator

Whether you’re saving for a holiday, calculating loan repayments or are a student trying to make your money last, our budget calculator can help you keep track of your finances.

Before you begin

You'll need to key in your income and spending, so have any paperwork to hand that will help with this, such as bank statements or utility bills. Being prepared means it should only take around 20 minutes to complete.

Start budgeting
Budget Tool Screenshot Image

Rest assured, everything you enter is completely confidential.

As well as completing the form at an individual level, our budget calculator can also give you a full picture of your household’s finances. In the calculator, you’ll be asked to complete your:

  • Sources of income
  • Essential expenditure - things like mortgage or rent, council tax or transport
  • Arrears or debts - for example on credit cards and loans
  • Discretionary spending - like going to the cinema or gym membership.

Once you've done that you'll be provided with a summary of your income and spending, showing the difference between the two, which you can print out and keep. There's also a list of useful contacts on the budget calculator, should you need further advice on managing your money.

Start budgeting