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Money. Save it. Spend it. Understand it.

We all need money, that’s why it pays to understand it.

Whether you want to save it, spend it or borrow it, these guides are designed to help you make the most of it.

Become a savvy spender

Buying something you need and being sold something you don’t.

Avoid debt hanging over you

Take control of your debts before they take control of you.

Make money make money

It’s not a trick but it works like magic.

Credit rating, the ups and downs

Pay back what you borrow and build up a great credit rating.

Keep an eye on your cash

If you borrow money, you’ll get into debt.

Scams, don’t get caught

It’s your money, don’t let the fraudsters get it.

Get into a savings habit

Put a little away each month and you won’t even miss it.

Know where your money goes

If you know what you have to spend, you can work out what you have left for everything else.

The information in this guide is not intended to be a recommendation or advice.

Halifax products and services are offered subject to status. Lending decisions and any amount we lend is based on your personal circumstances, you need to be aged 18 or over to apply. Overdrafts are repayable on demand.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.