Your Halifax mortgage

Switch to a new mortgage deal

Current Halifax deal coming to an end? Already on one of our Lender Variable Rates? Then you could switch to a new mortgage deal.

Switch to a new deal

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Borrow more

Switch your deal and borrow more

Looking to switch and borrow more at the same time? You’ll need to speak to one of our mortgage advisers in branch or by phone – whichever is best for you.

Switch deal and borrow more

Moving home

Ready to make your next move? Find out what you need to know about applying for a new mortgage, or if you can take your current mortgage deal to your new home.

Moving home

Up to £1,000 cashback with Green Living Reward

You could qualify for up to £1,000 if you applied for a qualifying mortgage between 7th February 2022 and 31st July 2022 and made one or more eligible energy efficient home improvements. 

To find out full details of the offer including whether you are eligible, how to register and key dates, please click on the full details of the reward. Conditions and exclusions apply. 

Full details of the reward

Wouldn’t it be lovely to be mortgage-free?

  • Every month, we'll pay off someone's mortgage up to the value of £300,000. 
  • There area also 100 monthly prizes of £1,000 cash. 

Not having a mortgage to pay each month could make a big difference - could you be the one going through this life changing moment next month? Find out if you are eligible and how to register. Mortgage Prize Draw rules apply. 

Mortgage Prize Draw

Managing your mortgage


Worried about paying your mortgage?

There are different options you can choose from if you are having problems paying your mortgage. Find out how we can support you to get back on track with your payments. 

Get support

Do you have an interest only mortgage?

Learn about your mortgage, manage your plan and find out where you can get help.

Looking for something else?

We've got lots more information about managing your mortgage.

Homes for Ukraine

If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.

You won't need to notify us if you're providing:

  • a room(s) in your own home (current limit of 2 lodgers will not apply)
  • a residential property you own (there’s no need to request consent to lease but you'll need to obtain a tenancy agreement)
  • your Buy To Let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).

It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.

You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is required and your cover will not be changed.

Set up the Mobile Banking app

Manage your mortgage on the move with our Mobile App. Check your mortgage details, make overpayments and more.

  • It’s fast, simple and secure.
  • Access to app exclusive features like changing your address.
  • Sign in using fingerprint or Face ID with a compatible device.
  • Mobile Banking

    We don’t charge you for Mobile Banking but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. You must be registered for Online Banking. Terms and conditions apply.

    Mobile Banking app

    Available to Online Banking customers with a UK personal account and valid registered phone number. Our app is available to iPhone and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. Device registration required.

    Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC. Terms and conditions apply.

You could lose your home if you don’t keep up your mortgage repayments