SWITCH YOUR DEAL. BORROW MORE. AT THE SAME TIME.

Looking to borrow some money and switch to a new Halifax mortgage deal?

Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

You can apply if you:

  • have had a Halifax mortgage for at least six months
  • haven’t missed any payments
  • want to borrow up to 85% of your property’s value
  • want to borrow £10,000 or more

If you’re looking to borrow less than £10,000, there are other borrowing options available.

An early repayment charge will be waived if your current deal ends in three months or less.


Get started

You’ll need to speak to one of our mortgage advisers to start your application.

Apply in branch or by phone – whichever is best for you.

Book a branch appointment

Or call us on 0345 850 3705. We're open Monday - Friday 8am - 8pm, and Saturday 9am - 4pm.


If you’re interested in borrowing more on your existing Halifax Buy to Let mortgage, view our current Buy to Let rates. Not available on Halifax Retirement Home Plan mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.