Thinking about a new mortgage deal?

If you’ve already got a Halifax mortgage, we’ve made it easy to switch to a new deal online.


Switch deals, the faster way

If your current Halifax mortgage is coming to an end, here’s the quickest way to set up your new deal, without the fuss.

We’ll show you all the deals that are available to you. Choose the one you like the look of, answer a few simple questions and get an answer in around 10 minutes.

  • It’s easiest and quickest to switch deals online
    Our telephone and branch advisers are much busier than usual at the moment, so we’ve made it simple for you to set up your new deal yourself.

  • Switching a joint mortgage?
    No problem. You can now do that from home too. Just choose your new deal and we’ll take care of the rest.
  • No legal fees or valuation charges
    And, if you’re in the last three months of your current deal, we’ll even waive all early repayment charges as a thank you for staying with us.
  • We’re here to help, if you need us
    If you’d like some advice, or start an online application but decide you need some help, our mortgage advisers will be happy to discuss your options with you.

If you’re on a payment holiday or have asked to take one, you can switch deals online if your current deal is coming to an end or if you’re on one of our lender variable rates.

Your home may be repossessed if you do not keep up repayments on your mortgage


You will need to speak to us if...

  • You're thinking about borrowing more money with your new deal
  • You want to change your mortgage term or repayment type
  • You have an interest only mortgage
  • You'd like some help choosing your new deal


We’re working closely to UK Government advice to help protect you and our colleagues during the coronavirus (COVID-19) outbreak. Access to branches is limited and we’ve made some changes to our available services and opening hours.


If you need to talk to us about your mortgage or would like some help choosing your next deal, please ask us to call you back using the link below. We’ll contact you as soon as we possibly can.

If your current deal is due to end in the next month, don’t worry. We’ll make you a priority.

Request a callback

Alternatively, if you’re ready to talk to someone now, call 0345 850 0248. (Monday to Friday 9am to 8pm, Saturday 9am to 4pm, we’re closed Sundays and Bank Holidays).


Already applying?

Enter the details we sent you and pick up where you left off.


Your chance to be mortgage-free. Amaaaazing!

Find out about our mortgage prize draw, if you’re eligible and how to register. Mortgage prize draw rules apply.


Want to see some deals first?

If you’d like to get an idea of the deals that might be available to you before you start, try our mortgage calculator.