Your home can take a bit of a battering in the British winter, but here’s how to make sure your home is ready for when the winter sets in.
Whether you’ve got a garden, a balcony, or a window box, here’s how you can add serious appeal – and even value – to your outside space.
What's a mortgage agreement in principle? An agreement in principle helps you find out whether you can get a mortgage. It is when lenders give you an idea of what they can lend you based on your circumstances.
What's the base rate? The base rate is set by the Back of England as a guide for lending. Banks can set their own interest rates for loans and mortgages by adding to the base rate
Purchasing your first property can be tricky – make your life easier by using these handy tools.
Overwhelmed when looking for a new home? Our handy house viewing guide will give you a helping hand.
What is leasehold? With a leasehold you lease your property and the land it is built on. Most leases come with an annual charge called ground rent that is paid to the owner of the land.
What is an offset mortgage? An offset mortgage is linked to your savings account so you pay less interest on the amount you borrow.
Who doesn’t want to save cash without having to make any drastic cutbacks? Try these easy hacks to help slash your spending without any hassle.
Skipping a rung of the property ladder could help save you cash. Halifax have a few questions to help you decide if a starter home is the best move for you.
Taking on a property that needs a lot of work doing to it can be a shrewd investment – as long as you weigh up the pros and cons first.
What's a repayment mortgage? A repayment mortgage is simple, it means you pay off what you borrowed, as well as the interest. So with every monthly payment your mortgage gets smaller and should be cleared by the end of the term.
When dreaming of the perfect house, it's easy to overlook practical things. Halifax look at the home comforts that are worth including on your checklist.
What is freehold? Freehold is when you own the property and the land it stands on.
What is a tracker mortgage? A tracker mortgage is a variable rate mortgage. Your monthly repayments could vary depending on the base rate.
Checking your home for potential problems while you’re dusting away the cobwebs could save you money in the long run. Here’s what to look out for.
Fancy saving a few quid on your heating bills? You’ll be surprised how simple it could be.
What is an interest only mortgage? An interest only mortgage is a mortgage where your monthly payments only pay off the mortgage interest, not the amount you borrowed itself.
Loan to value is the percentage of borrowing you take out against your home.
What is mortgage equity? Mortgage equity is the difference between what you owe on your mortgage and the current value of your property.
To help you choose between doing up and selling up we’ve taken a look at the good, the bad and the ugly of both options.
What types of mortgages are there? The two most popular mortgage types are fixed rate and tracker mortgages.