First time buyer

    Getting on the property ladder can be tough. We’re here to help you get the right mortgage, so you can focus on finding the perfect home.


    Why buy your home with us?

    • Quick and easy to apply by phone
    • See if you're eligible and how much you could borrow with our Agreement in Principle (AIP)
    • We'll only do a soft credit check for your AIP, which won't affect your credit rating or your ability to borrow in the future
    • Our mortgage advisers are ready to support you every step of the way

    Your Agreement in Principle is subject to a full mortgage application and the amount we could lend you isn't guaranteed.


    How to apply

    Some of the rates you may have seen are exclusive to Money.co.uk and are not available online, in branch or by calling any other number. Rates are subject to change.

    You can only apply for this rate by calling 0345 6013 577.

    We’re open from 8am-8pm Monday to Friday and 9am-4pm on Saturdays. We’re closed on Sundays and Bank Holidays.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE