Rate Change Calculator.
How could your mortgage payments change?
Use our Rate Change Calculator to get an idea of how much your monthly mortgage payment could change.
If you have a fixed rate mortgage, any change to the Bank of England Base Rate will not affect your monthly mortgage payments during the fixed rate period.
If your mortgage is made up of more than one sub account and some of these sub accounts are on variable rates, you’ll need to complete a separate calculation for each one and then add them all together to get the total change to your monthly mortgage payment.
If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.