Mortgage features.

An overview of key features helping you understand more about our mortgages.

Product incentives

From time to time we may offer mortgage products that include incentives.

Early repayment charges

With some of our products there may be a charge if you repay all or part of your loan.

Payment holidays

Need to take a break from all or part of your mortgage payment?


It's sometimes possible to take a product rate with you to a new mortgage, we call this porting.

Overpayments & underpayment

You may be in a position to make changes to your mortgage payments.


Find out about if you could let out your property.

Mortgage Calculator.

Find out how much your mortgage payments could be.

Need to talk to us?

You can speak to one of our mortgage advisers in person, or chat things over on the phone.

Call us on 0345 850 3705
Mon-Fri 8am - 8pm Sat 9am - 4pm

Come into branch - you'll need to book an appointment beforehand

Why choose Halifax?

We've been helping people buy their own home for over 160 years.

  • Great range of deals
  • Support you all the way
  • Easy to apply

Your home may be repossessed if you do not keep up repayments on your mortgage.