Mortgage Payment holidays.

Need to take a break from all or part of your mortgage payment?


What are they?

A payment holiday is when you take a break from paying part or all of your monthly payment but you've not made any earlier overpayments against which you can underpay.

They are available for a variety of reasons, usually to assist with a temporary change to your circumstances like a change in employment, maternity leave or unexpected or unforeseen vehicle or household expenditure.


How do I get one?

To apply for a payment holiday you must contact us. Payment holidays increase the amount you owe. For this reason, we have a payment holiday policy and we'll assess your application to see if you meet all our policy requirements. We don't guarantee that we'll agree to a payment holiday.

Check our current policy to see if you might qualify for a payment holiday.

Your home may be repossessed if you do not keep up repayments on your mortgage.


Need to talk to us?

You can speak to one of our mortgage advisers in person, or chat things over on the phone.


Call us on 0345 850 3705
Mon-Fri 8am - 8pm Sat 9am - 4pm


Come into branch - you'll need to book an appointment beforehand


Why choose Halifax?

We've been helping people buy their own home for over 160 years.

  • Great range of deals
  • Support you all the way
  • Easy to apply