Online Saver.

An online savings account that gives you easy access to your money, and the flexibility of unlimited withdrawals and deposits.

At a glance:

Interest Rate

Benefits

Bear in mind

Access

insertAsset0.80% gross/AER variable for 12 months on balances of £1 to £19,999
insertAsset0.95% gross/AER variable on balances of £20,000 to £49,999
insertAsset1.00% gross/AER variable on balances of £50,000 or more

  • Speed & convenience of 24/7 online access
  • Unlimited withdrawals
  • Unlimited deposits
  • Open from just £1
  • Introductory rate for 12 months
  • Online access only
  • Available from age 16 onwards
  • When the 12 month introductory period ends, the Online Saver variable rate will apply, currently insertAsset0.20% gross/AER

Online

insertAsset0.80% gross/AER variable for 12 months on balances of £1 to £19,999
insertAsset0.95% gross/AER variable on balances of £20,000 to £49,999
insertAsset1.00% gross/AER variable on balances of £50,000 or more


Benefits

  • Speed & convenience of 24/7 online access
  • Unlimited withdrawals
  • Unlimited deposits
  • Open from just £1
  • Introductory rate for 12 months

Bear in mind

  • Online access only
  • Available from age 16 onwards
  • When the 12 month introductory period ends, the Online Saver variable rate will apply, currently insertAsset0.20% gross/AER

Access

Online

Summary Box

Account Name Online Saver
Interest rates (AERs) Variable interest rate. View our current rates
Tax Status Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. If you are not a basic rate tax payer see our important information section.
Conditions for bonus payment There's no bonus available on this account.
Withdrawal arrangements Unlimited number of withdrawals
Access Online only

Apply for an Online Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Online Saver or an Everyday Saver without needing to open a new account.

Features

  • Minimum deposit £1
    Open an Online Saver with as little as £1, and start saving for the things important to you.
  • Unlimited deposits
    Add to your Online Saver as many times as you like.
  • Unlimited withdrawals
    With no loss of interest for withdrawals, enjoy the peace of mind of easy access to your money.
  • Halifax Savers Prize Draw
    Qualifying account for the Halifax Savers Prize Draw
  • Variable interest rate
    The interest rate varies from time to time and may go up or down.
  • Joint accounts
    If you’d like to make your account a joint account, you can do this during the online application.
    Or you can make your account joint, once it’s been opened, by:
    • Using Online Banking and selecting Joint Accounts under the Products and Services section.
    • Making a 20 minute appointment at your local branch to add an additional account holder. Both of you will need to bring a completed and signed additional party form, along with identification.
    • Requesting to add an additional account holder over the phone by calling 08457 26 36 46 (lines are open 8am to 8pm Monday to Friday, 8am to 6pm on Saturday and 9am to 5pm on Sunday).

Apply for an Online Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Everyday Saver or an Online Saver without needing to open a new account.

Additional information

  • Variable rate interest - this means the rate you earn can go up or down
  • Interest paid - annually on anniversary of account opening. Interest is paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. You’ll need to register each account you hold separately, which you can do by visiting your nearest branch or by calling us on 0345 726 3646 (lines are open 8am-8pm Mon to Fri, 8am-6pm Sat and 9am-5pm Sun). If you’d prefer not to use the 0345 number, you can call us on +44 (0) 113 242 2005.
  • Eligibility - UK resident personal customers aged 11+ though you need to be 16 to manage this account online. If you don't live in the UK, find out about offshore savings accounts.
  • Account conditions
  • We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
  • You have 14 days starting from the day after your account is opened, to give us written notice that you wish to cancel. Notice should be given in writing to: Halifax, PO Box 548, LEEDS, LS1 1WU. If you do not exercise your right to cancel you may still close your account as set out in your account conditions. Whenever you cancel, we will repay any credit balance outstanding. You must repay any monies owed and return any cards. There is no charge for cancellation under these regulations and we will pay interest on the account for the time your money was with us.

Apply for an Online Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Everyday Saver or an Online Saver without needing to open a new account.


Your new Online Saver is minutes away


Halifax Savers Prize Draw 3 top prizes of £100,000

You’ve a chance of winning one of 3 top prizes of £100,000, if you register and hold £5,000 or more in a qualifying account during the whole previous calendar month.


Please note:
Rates of interest are subject to change.
Rate of interest effective from 0.00am on insertAsset12/05/2015.
View the summary box before you apply for this account.
For a definition of AER, Gross and other terms please view our savings glossary.