Check out our top tips and tools that will help you kick off your savings.
Have a Halifax debit card? You can save the difference to the nearest pound when you spend with it.
For example, spend £1.80 and 20p would be moved to your qualifying savings account.
Its so easy, you would save without noticing.
Bills here, payments there. Working out where your money goes will help you see where you can make cutbacks and move more money to your savings.
Give yourself targets for the most you want to spend in different areas such as transport, food, rent, bills and entertainment.
Set up a standing order to move money to your savings account as soon as you get paid. And don't forget, if your income increases, increase the amount you save. You would save more without noticing.
If you'd like to talk through your finances, you can book a personal review in branch to check you're making the most of your money.
With more than 1,600 prizes in every monthly draw, saving could reward you with more than just interest.