Guide to investing

Investing your money offers you the potential for greater rewards than a savings account but does involve more risk to your money.

Because of this, it’s normally recommended that investments are held for the medium to long-term, which can help to minimise the impact of ups and downs in the stock markets. Money can usually be invested using a lump sum or by a regular monthly amount.

You should consider investing if you want to put some of your money away for the medium to long-term (at least 5 to 10 years), and you’re willing to accept some risk to your cash.

Investing can help you when planning your longer-term financial future. Our products could allow you to:

  • potentially achieve better returns on your money
  • maximise your ISA allowance
  • help reduce the effect of inflation
  • make arrangements for your children's education
  • plan for your retirement


If you are looking for an easier way to invest, you can choose from our ready-made fund selection.

Share Dealing

Whether you want a trading account, tax-efficient investing or you're planning for retirement, we've got an account to suit your needs.

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. You should make sure you understand the risks of investing before opening an account.

We don't provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.