A loan with a twist

You could be in for a nice surprise

  • Our loans are available to UK residents aged 18+
  • Lending and rate are subject to our assessment of your circumstances
  • Rates can change without notice.

10% discount and £50 cashback on Home Insurance

Tailor your cover and get 10% off when you apply through Online Banking and £50 cashback if you buy a combined buildings and contents policy (conditions apply)


£20 Cashback when you use our Clarity Credit Card abroad

Enjoy fee-free spending with our Clarity Credit Card and we’ll give you £20 cashback on your first foreign spend from 8th May to 3rd September. Representative 18.9% APR variable.

Take a look

Interest charges still apply. Credit limits and interest rates will vary depending on your individual circumstances.


Protecting your money

FSCS protected

Learn about the FSCS

News & information

Learn about the new Personal Savings Allowance and how this may affect your Savings.

Investment & Protection customers - a review of the financial advice provided by our financial advisers.

Ring fencing and Halifax

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. We also subscribe to The Lending Code.