Halifax Mortgages

Not moving, just switching mortgage lender

If your mortgage is with another lender, why not switch to a great new deal with the Halifax?

> Great mortgage deals

> Start your mortgage application

Mortgage calculator

Do you know how much you can borrow? Are you confused about the different types of mortgages?

> Mortgage calculator

Buying a home

A little flexibility in repaying your mortgage can really help. That's why all our deals come with special features as standard.

> Great deals for buying a home

> Start your mortgage application

Is your Halifax mortgage deal coming to an end?

It couldn’t be easier to switch to a new mortgage deal

> Existing Halifax mortgage customer

First Time Buyer

You could be closer to buying your first home than you think....


> First Time Buyer

Loans for home owners

Use the value in your home to borrow at a special rate

> Great deals for home owners

> Start your mortgage application

Buy to let mortgages

Halifax now offers a range of buy to let mortgages deals.

> Buy to let mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage

For further information including a jargon buster, budget calculator, mortgage calculator and other useful impartial information to help you choose the right mortgage visit the FSA website moneymadeclear

Don't be surprised if you're invited to have a live webchat with one of our dedicated Mortgage Advisers. They might 'pop up' to ask if you need any help - give it a try and let us know what you think

Buy to Let mortgage - Halifax now offer a range of Buy to Let mortgages, so if you've considered purchasing a property to let, or investing for the longer term, then Halifax could help. Visit our Buy to Let mortgage page

Switching from another mortgage lender doesn't need to be a hassle. As part of our Remortgage Service  we cover the cost of our legal fees. Plus we'll take care of all the paperwork – so there is just one form to sign

Are you looking for a cheap mortgage deal? While finding a low rate mortgage is an important part of choosing the best mortgage deal – it's great to know that with Halifax you'll get a whole lot more. All our mortgage deals automatically have some special features

Repayment mortgage – this is where your monthly payments are made up of both interest and capital, so your mortgage is gradually paid off over the mortgage term as long as all payments are made when they are due

Interest only mortgage - this is where you only pay interest to your lender throughout the mortgage term and your mortgage balance doesn't usually reduce. At the same time you put money into a separate investment, such as an ISA, which should and is designed to pay off the mortgage as scheduled at the end of its term

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Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ