Bank Accounts

Choose your perfect current account today

The simple account with a £5 monthly reward.

Each month, just pay in £750+, pay out two different direct debits and stay in credit to get £5.

Or one with extra benefits for a £15 monthly fee.

Includes travel insurance, mobile phone insurance, car breakdown cover and more. It costs £10 if you meet the lower monthly fee terms.1

And here's 5 reasons to switch to us.

We also have our Current Account, with no monthly reward. You can add Control to this account, which helps you keep on top of your money by restricting your account from going into an unplanned overdraft.

£125 to switch using the Current Account Switch Service.

To qualify for the £125 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

  • Use the 'Current Account Switch Service' to switch into a new or existing Reward Current Account, Ultimate Reward Current Account (£15 monthly fee) or Halifax Current Account ("your account").
  • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

You are not eligible for the offer if you have previously received any other offer or benefits for switching to a Halifax bank account at any point since January 2012 or if you're a Bank of Scotland bank account customer switching to the Halifax.

You are not eligible for the offer if the bank you are switching from does not participate in the Current Account Switch Service. To find out if your bank participates, visit the Payments Council website.

What else do you need to know?

  1. The offer applies to applications received in branch, online or by phone between 7th September 2015 and 18th October 2015. The offer is subject to change and can be withdrawn without notice at any time.
  2. The offer does not automatically guarantee an overdraft. Any application made for an overdraft will be subject to status. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
  3. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft. Find out more about our rates, rewards, fees and overdrafts. You can also find this information in our Getting Started Guides available in branch. Any overdraft we agree is repayable on demand, including any fees or interest.
  4. If you do not meet the conditions of the offer we may claim back the £125. We will do this by debiting £125 from your account.
  5. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
  6. The offer will be paid directly into your account within three working days once your switch has completed. The payment will appear as a cash credit.
  7. The offer is not available to customers whose existing account is being managed by our Recovery Departments.
  8. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

Debit cards with more

Cashback, Contactless payments and Apple Pay. There’s more to our cards than a little bit of plastic.

General bank account enquiries

View our straightforward guides offering information to help meet your banking needs.

Rates and fees

Find information about account fees, reward payments, overdrafts and more.

1The Ultimate Reward Current Account will cost £15 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly account fee of £10. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).

Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK. We subscribe to The Lending Code.

Your money is protected by the FSCS