Bank Accounts

£100 reward for switching your current account. 

More information about the £100 switching offer

To qualify for the £100 switching offer ("the offer") you must use the 'Current Account Switch Service' and meet the following conditions:

  • Use the 'Current Account Switch Service', to switch into a new or existing Halifax Current Account, Reward Current Account or Ultimate Reward Current Account ("your account").
  • Use the 'Current Account Switch Service' to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

You are not eligible for this offer if you have received £100 for switching to a Halifax bank account at any point since January 2012.

Customers switching a Bank of Scotland bank account to Halifax are not eligible for the offer.

What else you need to know

1. The offer applies to applications received in branch, online or by phone from 21 July 2014. The offer is subject to change and can be withdrawn without notice at any time.
2. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
3. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft. Please see the Reward payments, interest and account fees leaflet for details on overdraft fees.
4. If you do not meet the conditions of the offer we may claim back the £100. We will do this by debiting £100 from your account.
5. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
6. The offer will be paid directly into your account once your switch has completed. The payment will appear as a cash credit.
7. The offer is not available to customers whose existing account is being managed by our Recovery Departments.
8. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

From 1st December 2014 we are making some changes to the bank account terms and conditions including changes to some Ultimate Reward Current Account benefits. Please see here for more detail.

Get extra from your bank account and apply today

  Monthly fee Features & benefits Overdraft2  

Reward Current Account

  • £0
  • We’ll give you £5 for each month that you pay in £750, pay out two different direct debits and stay in credit
  • Personalise your card
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days.

• £50 buffer

Planned:
• £1 a day up to and inc. £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above

Unplanned:
• £5 a day

£100 when you switch to us + £5 each month

Find out more

Current Account

  • £0 or
  • £10 with Control
  • Add Control to your Current Account to help prevent going into an unplanned overdraft - an exclusive for Current Account holders
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days.

• £10 buffer

Planned:
• £1 a day up to and inc. £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above

Unplanned:
• £5 a day or
• £1 a day with Control

£100 when you switch to us.

Find out more

Ultimate Reward Current Account

  • £15 a month
  • £10 if you meet the lower monthly fee criteria1
  1. Worldwide multi-trip family travel insurance3
  2. AA Breakdown Cover3
  3. Mobile phone insurance3
  4. Home emergency cover3
  5. Card protection3
  6. Personalise your card
  7. Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  8. Free mobile text alerts
  9. You can use our switching service to transfer your account to us in just 7 working days.

• £50 buffer

Planned:
• N/A up to £300
• £1 a day from £300.01 to £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above

Unplanned:
• £5 a day

£100 when you switch to us.

Find out more

Representative example
If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account.

1 The Ultimate Reward Current Account will cost £15 a month. It will only cost you £10 a month if you pay in £750 or more, have a minimum of two different direct debits paid from your account, each calendar month and keep your account in credit.

2 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

3 Travel insurance is administered by FirstAssist Insurance Services.  and underwritten by Great Lakes Reinsurance (UK) plc. AA Breakdown Cover, inc. Home Start, provided by The Automobile Association Developments Limited (Trading as AA Breakdown Services). Accident Management is underwritten by Acromas Insurance Company Limited. Mobile phone insurance arranged and administered by STAMS Limited with a single insurance provider, London General Insurance Company Limited. Home emergency cover underwritten by Inter Partner Assistance S.A. Card protection underwritten by Allianz Insurance plc. From 1st December we are making some important changes to the Ultimate Reward Current Account. See page 94 of the Getting Started Guide for more information.


Earn as you spend with Cashback Extras

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK. We subscribe to The Lending Code.

Protecting your money, find out more here

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