Bank Accounts

The current account with
more value and extra benefits

Benefits^ include travel and mobile phone insurance,
car breakdown cover and more from £10 a month.^†

Apply for one of our current accounts today

	Ultimate Reward Current Account	Reward Current Account	Current Account
What your card looks like
How we reward you	Lower monthly fee each month you pay in £1,000	£5 each month you pay in £1,000	£0
Monthly fee	£10 each month^† £15 if you pay in less than £1,000	£0	£0
Benefits^	Travel insurance AA Breakdown Cover Mobile phone cover Home emergency cover Card protection	None	None
Interest-free overdraft*	Up to £300 fee-free	£0	£0
Planned overdraft fees*	£1 a day over £300 and up to £2,500 £2 a day over £2,500	£1 a day up to £2,500 £2 a day over £2,500	£1 a day up to £2,500 £2 a day over £2,500
Unplanned overdraft fees*	£5 a day	£5 a day	£5 a day

Representative example

If you have an Ultimate Reward Current Account, Reward Current Account or Current Account and use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.

Rates, rewards & fees

Everything you need to know about our
rates, reward payments and fees on your
bank accounts.

Rates, rewards & fees

Help & guidance

Need help with managing your bank
accounts? Find tips, guides and answers,
all in one place.

Help & guidance

Find out more about your borrowing options.

^† Halifax Ultimate Reward Current Account will cost you £10 a month if you pay in £1,000 or more in the previous calendar month. If you pay in less than £1,000 in the previous calendar month, the monthly fee will be £15.

^ We use a range of third parties to provide benefits for this account. Exclusions apply - view the Ultimate Reward Current Account benefits for more information.

* Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

We subscribe to The Lending Code.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK. Call us, go online or visit one of our branches for more information on all fees and interest rates. All fees and rates are variable.