More information about the £100 switching offer
To qualify for the £100 switching offer (“the offer”) you must use the Halifax ‘Current Account Switch Service’ and meet the following conditions:
• Use the Halifax ‘Current Account Switch Service’, to switch into a new or existing Halifax Current Account, Reward Current Account or Ultimate Reward Current Account (“your account”)
• Use the Halifax ‘Current Account Switch Service’ to transfer all your credits, debits and close your active bank account that you hold with another bank
• If your account has an overdraft, we will waive the daily fees payable on a planned overdraft for 6 months on the day you start your switch. This also applies if an overdraft is applied to your account on the day you start your switch. This relates to this switching offer only.
• You are not eligible if you have received the offer at any point since January 2012.
• Bank of Scotland bank account customers are not eligible for the offer.
What else you need to know:
1. The offer applies to applications received in branch, online or by phone from 11th December 2013. The offer is subject to change and can be withdrawn without notice at any time.
2. If you do not meet the conditions of the offer we may claim back the £100. We will do this by debiting £100 from your account. We may also start to charge you daily fees that we had previously waived under this offer for using the overdraft.
3. This offer does not automatically guarantee you an overdraft. Any application made for an overdraft will be subject to status.
4. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
5. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft.
6. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
7. The offer will be paid directly into your account when we start your switch and will appear as a cash credit.
8. The offer is not available to customers whose existing account is being managed by our Recovery Departments.
9. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.
Get extra from your bank account and apply today
|Monthly fee||Features & benefits||Overdraft2|
• £50 buffer
• £10 buffer
• £50 buffer
|If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account.|
1 The Ultimate Reward Current Account will cost you £15 a month. If you pay in £750 or more, have a minimum of two different direct debit mandates paid from your account each calendar month and keep your account in credit, you will pay the lower monthly account fee of £10.
2 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.