Bank Accounts

£125 to switch using the Current Account Switch Service

To qualify for the £125 switching offer ("the offer") you must use the 'Current Account Switch Service' and meet the following conditions:

  • Use the 'Current Account Switch Service', to switch into a new or existing Halifax Current Account, Reward Current Account or Ultimate Reward Current Account ("your account").
  • Use the 'Current Account Switch Service' to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

You are not eligible for this offer if you have received £100 for switching to a Halifax bank account at any point since January 2012.

Customers switching a Bank of Scotland bank account to Halifax are not eligible for the offer.

What else you need to know

  1. The offer applies to applications received in branch, online or by phone between 16th February 2015 and 5th April 2015. The offer is subject to change and can be withdrawn without notice at any time.
  2. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
  3. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft. Please see the Reward payments, interest and account fees leaflet for details on overdraft fees.
  4. If you do not meet the conditions of the offer we may claim back the £125. We will do this by debiting £125 from your account.
  5. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
  6. The offer will be paid directly into your account once your switch has completed. The payment will appear as a cash credit.
  7. The offer is not available to customers whose existing account is being managed by our Recovery Departments.
  8. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.
 

Get extra from your bank account and apply today

Bank account

Overdraft1

Reward Current Account

Reward Current Account

  • We’ll give you £5 for each month that you pay in £750, pay out two different direct debits and stay in credit
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days
  • No monthly fee.
  • £50 buffer

Planned:

  • £1 a day up to and inc. £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day

Apply now

Find out more

Current Account

Current Account

  • Add Control to your Current Account to help prevent going into an unplanned overdraft - an exclusive for Current Account holders
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days
  • No monthly fee. Unless you add Control which is £10 per month.
  • £10 buffer

Planned:

  • £1 a day up to and inc. £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day or

£1 a day with Control

Apply now

Find out more

Ultimate Reward Current Account

Ultimate Reward Current Account

Monthly fee of £15 per month, or £10 if you meet the lower monthly fee criteria2

  • Worldwide multi-trip family travel insurance3
  • AA Breakdown Cover3
  • Mobile phone insurance3
  • Home emergency cover3
  • Card Cancellation3
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days.
  • £50 buffer

Planned:

  • N/A up to £300
  • £1 a day from £300.01 to £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day

Apply now

Find out more

Reward Current Account

Reward Current Account

  • We’ll give you £5 for each month that you pay in £750, pay out two different direct debits and stay in credit
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days
  • No monthly fee.

Overdraft1

  • £50 buffer

Planned:

  • £1 a day up to and inc. £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day

Current Account

Current Account

  • Add Control to your Current Account to help prevent going into an unplanned overdraft - an exclusive for Current Account holders
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days
  • No monthly fee. Unless you add Control which is £10 per month.

Overdraft1

  • £10 buffer

Planned:

  • £1 a day up to and inc. £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day or

£1 a day with Control

Ultimate Reward Current Account

Ultimate Reward Current Account

Monthly fee of £15 per month, or £10 if you meet the lower monthly fee criteria2

  • Worldwide multi-trip family travel insurance3
  • AA Breakdown Cover3
  • Mobile phone insurance3
  • Home emergency cover3
  • Card Cancellation3
  • Cashback Extras – earn cashback on offers when you spend using your debit card – an exclusive for Online Banking customers
  • Free mobile text alerts
  • You can use our switching service to transfer your account to us in just 7 working days.

Overdraft1

  • £50 buffer

Planned:

  • N/A up to £300
  • £1 a day from £300.01 to £1,999.99
  • £2 a day from £2,000 to £2,999.99
  • £3 a day from £3,000 and above

Unplanned:

  • £5 a day

Representative example

If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account.


1 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

2 The Ultimate Reward Current Account will cost £15 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly account fee of £10. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).

3 Travel insurance is administered by FirstAssist Insurance Services. and underwritten by Great Lakes Reinsurance (UK) PLC. AA Breakdown Cover, including Home Start, provided by Automobile Association Developments Limited (trading as AA Breakdown Services). Mobile phone insurance arranged and administered by STAMS Limited with a single insurance provider, Assurant General Insurance Limited. Home emergency cover underwritten by Inter Partner Assistance SA (IPA). Card Cancellation is provided by Lifestyle Services Group Limited.

 

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK. We subscribe to The Lending Code.

fscs - protecting your money

You're protected

Your eligible deposits with Halifax are protected up to a total
of £85,000 by the Financial services Compensation Scheme.