Stay in credit and you won’t have to pay daily fees with our Reward Current Account.
Our Reward Current Account offers a £3 monthly reward when in each month you pay in £750 or more and pay out two different direct debits and stay in credit.
Travel insurance, mobile phone insurance, car breakdown cover and more1. It costs £15 a month, or £12 if you meet the lower monthly fee terms2.
You can still get £75. Just keep your Halifax current account and close your current account held elsewhere using the switching service.
Switching offer available on Reward Current Account, Ultimate Reward Current Account (£15 monthly fee) and on existing Current Account opened before 3rd December 2016. Just use the Current Account Switch Service to transfer and close your old account held elsewhere. If you’ve had cashback for switching to us since January 2012, we’re sorry but you won't get it again.
To qualify for the £75 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:
You are not eligible for the offer if:
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information and FAQs, please read the Account Switching Guide (PDF).
Cashback, Contactless payments and Apple Pay. There’s more to our cards than a little bit of plastic.
View our straightforward guides offering information to help meet your banking needs.
Find information about account fees, reward payments, overdrafts and more.
The government has introduced a tax-free Personal Savings Allowance on the interest you earn on your savings and interest paying bank accounts.
1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).
2 The Ultimate Reward Current Account will cost £15 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly account fee of £12. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).
Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.
Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees or interest.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.