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Bank accounts we offer
| Apply for a High Interest Current Account | Apply for a Current Account | Apply for a Student Current Account | Apply for Easycash | ||
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Age |
18 and over | 18 and over | 18 and over | 18 and over |
16 and over |
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Mainfeatures |
Offers 50 times more interest than most other accounts. |
Over £800 worth of benefits including worldwide travel insurance, RAC breakdown cover and mobile phone insurance plus lots more. |
You do not have to pay in a minimum amount and there are no fees for payments into and out of your account. |
Offers the largest interest-free student overdraft on the high street. |
An account for customers who do not need credit. |
| Interest paid on accounts in credit | 5.12% AER (5.00% a year before tax) on balances up to £2500, and 0.10% AER for amounts above this. | 5.12% AER (5.00% a year before tax) on balances up to £2500 and 0.10% AER for amounts above this. | 0.10% AER a year before tax | 2.02% AER (2.00% a year before tax) | We do not pay interest on accounts that are in credit. |
| What you have to pay | Pay in at least £1000 a month. Different rates to those shown above apply if you do not pay in at least £1000 a month |
£12.50 monthly fee |
To get an arranged overdraft, you must make regular payments into your account.
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You must pay in regular amounts from a student loan, grant or parent's contribution | There is no minimum amount you have to pay in. You should make regular payments into the account. |
| Interest you pay on an arranged overdraft |
Currently 1.24% a month (typical 15.9%EAR ) This rate can change |
The first £300 of an arranged overdraft is interest -free ( 0% EAR). Above this amount the rate is 1.06% a month.( typical 19.5% EAR variable) |
1.50% a month (typical 19.5% EAR variable) This rate can change. |
An overdraft of up to £2750 (0%EAR) | You cannot get an overdraft. |
| Visa debit card provided | Yes | Yes | Yes | Yes | No -Visa Electron |
| How you can manage your account |
In branch, by phone, |
In branch, by phone, |
In branch, by phone, |
In branch, by phone, |
Online, |
| Find out more about our High Interest Current Account | Find out more about our Ultimate Reward Current Account | Find out more about our Standard Current Account | Find out more about our Student Current Account | Find out more about Easycash | |
| Find out about our accounts for people under 18 | |||||