Bank accounts we offer

 

   Apply for a High Interest Current Account

Apply for an Ultimate Reward Current Account

Apply for a Current Account Apply for a Student Current Account Apply for Easycash

Age

18 and over 18 and over 18 and over 18 and over

16 and over

Mainfeatures

Offers 50 times more interest than most other accounts.

Over £800 worth of benefits including worldwide travel insurance, RAC breakdown cover and mobile phone insurance plus lots more.

Find out how we worked out these savings.

You do not have to pay in a minimum amount and there are no fees for payments into and out of your account.

Offers the largest interest-free student overdraft on the high street.

An account for customers who do not need credit.

Interest paid on accounts in credit  5.12% AER (5.00% a year before tax) on balances up to £2500, and 0.10% AER for amounts above this. 5.12% AER (5.00% a year before tax) on balances up to £2500 and 0.10% AER for amounts above this. 0.10% AER a year before tax 2.02% AER (2.00% a year before tax) We do not pay interest on accounts that are in credit.
What you have to pay Pay in at least £1000 a month. Different rates to those shown above apply if you do not pay in at least £1000 a month

£12.50 monthly fee

To get an arranged overdraft,  you must make regular payments into your account.

 

You must pay in regular amounts from a student loan, grant or parent's contribution There is no minimum amount you have to pay in. You should make regular payments into the account.
Interest you pay on an arranged overdraft

Currently 1.24% a month (typical 15.9%EAR )

This rate can change

The first £300 of an arranged overdraft is interest -free ( 0% EAR). Above this amount the rate is  1.06% a month.( typical 19.5%   EAR variable)

1.50% a month (typical 19.5% EAR variable)

This rate can change.

An overdraft of up to £2750 (0%EAR) You cannot get an overdraft.
Visa debit card provided Yes Yes Yes Yes No -Visa Electron
How you can manage your account

In branch, by phone,
online

In branch, by phone,
online

In branch,  by phone,
online

In branch,  by phone,
online

Online,
by phone
Some services are available in branch.

Find out more about our High Interest Current Account Find out more about our Ultimate Reward Current Account Find out more about our Standard Current Account Find out more about our Student Current Account Find out more about Easycash
     Find out about our accounts for people under 18