If you’re not eligible to open a full current account, there’s a simple answer. Easycash.
This account could be perfect for you if you:
- need an account to pay your benefits into
- have a limited income
- have had financial difficulties in the past and been refused a current account
- don’t want an overdraft facility and chequebook
The Easycash account comes with a Visa Electron card and a limited service in branch.
Here’s a summary of what you can and can’t do over the counter in branch:
|Withdraw more than £300 (there must be enough money in your account to withdraw)|
|Request a banker’s draft|
|Make international payments||Branch, Telephone and Online Banking|
|Make a CHAPS payment|
|Check your account balance||Cash machine and Online Banking|
|Review your recent transactions||Cash machine and Online Banking|
|Order an up-to-date statement||Cash machine only|
|Make cash or cheque deposits||Cash machine and Immediate Deposit Machines|
|Withdraw less than £300 unless the balance is £10
or less (there must be enough money in your account
|Cash machine only|
|Set up standing orders and direct debits||Telephone and Online Banking|
Or if you’d prefer a bank account with an overdraft, chequebook and more features - take a look at our Current Account.