Compare bank accounts

Bank accountMonthly feeHere's what you getOverdraft1 

Reward
Current Account

£0

Perfect if you’re looking for an account with a monthly reward.

• £50 buffer
Planned overdraft:
• £1 a day up to and inc. £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above
Unplanned:
• £5 a day

Apply now

Find out more

Ultimate Reward Current Account

£15 a month or £10
if you meet the
lower monthly fee
criteria2

  • Worldwide multi-trip family travel Insurance3
  • AA Breakdown Cover3
  • Mobile phone insurance3
  • Home emergency cover3
  • Card protection4
  • Branch, mobile, text alert, online and telephone banking services
  • Switch your account to us (apply online, then switch at the end of the form)

Perfect if you’re looking for an account with extra benefits.

• £50 buffer
Planned overdraft:
• £0 up to and including £300
• £1 a day from £300.01 to £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above
Unplanned:
• £5 a day

Apply now

Find out more

Current Account

£0

Perfect if you’re looking for a simple current account.

£10 buffer
Planned overdraft:
• £1 a day up to and inc. £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above
Unplanned:
• £5 a day or
• £1 a day with Control

Apply now

Find out more

Representative Example
For Ultimate Reward Current Account, Reward Current Account and Current Accounts - if you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1.
For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an indirect additional cost of £5 if you use a planned overdraft on this account. If you have a Student Current Account and use a planned overdraft of £1,200, the interest rate we charge will be 0% EAR variable.

1 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.
2 The Ultimate Reward Current Account will cost £15 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you’ll pay the lower monthly account fee of £10. You’ll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).
3 Travel insurance is administered by FirstAssist Insurance Services. and underwritten by Great Lakes Reinsurance (UK) PLC. AA Breakdown Cover, inc. Home Start, provided by Automobile Association Developments Limited (Trading as AA Breakdown Services). Accident Management is underwritten by Acromas Insurance Company Limited. Mobile phone insurance arranged and administered by STAMS Limited with a single insurance provider, Assurant General Insurance Limited. Home emergency cover underwritten by Inter Partner Assistance S.A. Card protection underwritten by Allianz Insurance plc.
4 Card protection underwritten by Allianz Insurance plc. Please note Card Protection is being replaced on 1st March 2015 by Card Cancellation. You will still be able to call us to cancel all your financial cards but all other services and insurances that are part of Card Protection are being removed. Full details of these changes are available in our Getting Started Guide.

£100 switching offer applies to the Current Account, Reward Current Account and Ultimate Reward Current Account only. Use the Current Account Switch Service at the end of the account application form to transfer and close your old account held elsewhere. More about the switching offer.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

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