Current Account

To qualify for this offer just open a Current Account and use our switching service to transfer all of your active direct debits (minimum of two) and other regular payments, along with all your automated credits.
Only one offer per customer (including joint accounts). Offer not available for existing Halifax or Bank of Scotland current account holders or if you have closed a Halifax current account in the last 6 months.
Also, if you’re successful in applying for a planned overdraft there’ll be no daily fees payable for 6 months - if you exceed your planned overdraft limit fees will apply. Changing to another current account will mean you’ll be charged fees applicable to that account.
Offer also available on our Ultimate Reward Current Account (£15 monthly fee applies) and Reward Current Account. Further important information about the offer.
Features
If you’re looking for a really straightforward current account that’s ideal for day-to-day banking, the Halifax Current Account is it.
- Straightforward overdraft fees that are easy to understand.
- Access to our online banking and 24-hour telephone service.
- Plus all the standard features you'd expect from a current account, like a Visa debit card.
Your overdraft explained
| Planned overdraft | Unplanned overdraft | ||
| Amount of overdraft |
Daily fee | Amount of overdraft |
Daily Fee |
| Up to and including £1,999.99 | £1 | All balances | £5 |
| £2,000 to £2,999.99 | £2 | ||
| £3,000 and above | £3 | ||
And if you've got a Current Account with Control...
| Planned overdraft | Unplanned overdraft | ||
| Amount of overdraft |
Daily fee | Amount of overdraft |
Daily Fee |
| Up to and including £1,999.99 | £1 | All balances | £1 |
| £2,000 to £2,999.99 | £2 | ||
| £3,000 and above | £3 | ||
| Representative example |
| So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it. |



