Reward Current Account
Offer now available to new and existing customers who hold an active bank account elsewhere. To qualify, use the switching service to transfer and close your old account.
If you’ve received a Halifax switching offer since January 2012 you can’t get this offer.
Benefits & features
|£5 reward each calendar month||Just pay in your salary or other credits (minimum £750) each calendar month, pay out two different direct debits each calendar month and remain in credit throughout the previous month.|
|Cashback Extras||Online Banking exclusive! Register for Cashback Extras online and earn cashback on offers when you spend using your debit card.|
|Simple overdraft fees||You'll pay daily overdraft fees rather than monthly interest, making it easy to manage your money.|
|£50 overdraft buffer||If you are overdrawn by £50 or less our overdraft buffer means you won’t pay any planned or unplanned overdraft fees.|
|Visa debit card||Your best way to pay – everyday, everywhere, for everything.|
|24/7 online and telephone banking||Day and night access to your account, so you can manage it whenever you want.|
|Access to our cash machines and branches||Withdraw up to £500, get mini statements, check your balance, pay your bills and top up your mobile from our cash machines.|
Your overdraft explained
|Planned overdraft||Unplanned overdraft|
|Daily fee||Amount of
|Up to and including £1,999.99||£1||All balances||£5|
|£2,000 to £2,999.99||£2|
|£3,000 and above||£3|
|So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.|
With a Reward Current Account you won’t have to pay any other fees if you go overdrawn, so you need never worry. It makes perfect sense. What's more, we won't charge you any fees, as long as you pay in enough money to return your bank account back in credit by the end of the day.
Remember, if you don’t remain in credit during the month you won’t receive a £5 reward payment. Whether you can have an overdraft, and the amount available, will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is offered subject to status and repayable on demand.
Apply for a Reward Current Account