Reward Current Account

£5 in your pocket month in, month out
with our Reward Current Account.
It's our way of saying thanks.

Just pay in £1,000 each month

Benefits & features

Benefits
£5 reward each month Just pay in £1,000 each month, whether you're in credit or overdrawn.
Simple overdraft fees You'll pay daily overdraft fees rather than monthly interest, making it easy to manage your money.

Features
Visa debit card  Your best way to pay – everyday, everywhere, for everything.
24/7 online and telephone banking Day and night access to your account, so you can manage it whenever you want.
Access to our cash machines and branches Withdraw up to £300, get mini statements, check your balance and top up your mobile from our cash machines.

Apply for a Reward Current Account

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Overdrafts made easy

If you...   then we'll charge you... 
use a planned overdraft up to and including £2,500 £1 a day
use a planned overdraft of over £2,500 £2 a day
use an unplanned overdraft £5 a day

Representative example
So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.

With a Reward Current Account you won’t have to pay any other fees if you go overdrawn, so you need never worry. It makes perfect sense. What's more, we won't charge you any fees, as long as you pay in enough money to return your bank account back in credit by the end of the day.

Apply for a Reward Current Account

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Pay in £1,000 per calendar month to receive the £5 Reward payment. The £5 Reward payment is paid 'net' of income tax. This means we pay it after taking off income tax at the rate set by law (currently 20%). If you're a higher-rate taxpayer, you may have to pay extra income tax on the reward payment. The amount before we take off income tax is £6.25. You may reclaim tax from HM Revenue & Customs if the amount of tax we have taken off is more than you have to pay. This may change in the future. To find out more visit www.hmrc.gov.uk/incometax. Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand.

'Only we give you £5 each month' means Halifax and is when compared to other banks in England, Wales and Northern Ireland.

Reward Current Account

Apply for a
Reward Current Account

Apply now for a Reward Current Account

Alternatively, call us on 08457 20 30 40 (Mon-Fri 8am-8pm, Sat 8am-6pm and Sun 9am-5pm) or visit one of our branches.

For more information and terms & conditions for this current account, read the Reward Current Account Getting Started Guide (PDF)

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