Ultimate Reward Current Account

Worldwide multi-trip family travel insurance.
Mobile phone insurance.
AA Breakdown Cover.
All this and more from £10 a month.†

Benefits

Insurance benefits*
Worldwide multi-trip family travel insurance  For two adults (aged under 71) and all your children (children must be aged under 16, or under 23 if in full-time education) – including winter sports cover (aged under 65) and golf trips. Medical exclusions may apply.
AA Breakdown Cover, including Home Start Breakdown assistance when you need it most. You're covered as a driver or a passenger in any eligible vehicle if you breakdown at home or on the roadside.
Mobile phone insurance  Insurance at home and abroad if your mobile phone is lost, stolen or damaged.
Home emergency cover  Cover from burst pipes to broken windows, get the help and repairs you need.
Card protection  Card protection for all your debit, credit, store and charge cards if they’re lost or stolen, whether at home or abroad.

You may want to consider any existing insurance policies you have with Halifax or any other providers as you may already have equivalent cover. Read the Ultimate Reward Current Account Getting Started Guide (PDF) for a summary of the key differences between the cover provided as part of the Ultimate Reward Current Account and our standalone policies for travel insurance, home insurance and car breakdown cover.

Fee-free overdraft
The first £300 of any planned overdraft is completely fee-free. For overdrafts over £300, we’ll simply charge a daily fee for every day you use your overdraft. You need to be aware that you may not get a £300 fee-free overdraft.

Find out more in the overdrafts section.

Travel money exclusive offer
Your Ultimate Reward Current Account comes with an exclusive offer with our Travel Money services:
  • Preferential rates on your travel money orders
  • Free home delivery on all orders, plus a choice of a delivery date up to 14 days in advance.
Simply call us on 0845 301 0424 to order with a debit/credit card (lines open Mon-Fri 8am-10pm and Sat-Sun 10am-8pm). Please have details of your Ultimate Reward Current Account to hand.

Standard account features
  • A Halifax Visa debit card. Your best way to pay – everyday, everywhere, for everything
  • Use of cash machines, for money in an instant. Withdraw up to £300, get mini statements, check your balance and top up your mobile
  • Access to any of our branches, as well as our 24-hour telephone and online banking service
  • A secure place to pay in your salary and other regular credits. Plus, the facility to set up direct debits so that you can manage your payments with ease.

Apply for an Ultimate Reward Current Account

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Overdrafts made easy

 If you...   then we'll charge you... 
 use a planned overdraft up to and including £300  £0
 use a planned overdraft of over £300.01 and up to and including £2,500  £1 a day
 use a planned overdraft of over £2,500  £2 a day
 use an unplanned overdraft

 £5 a day

Representative example
So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.

Apply for an Ultimate Reward Current Account

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*We use a range of third parties to provide benefits for this account (exclusions apply). View details of product underwriters.

† Halifax Ultimate Reward Current Account will cost you £10 a month if you pay in £1,000 or more in the previous calendar month. If you pay in less than £1,000 in the previous calendar month, the monthly fee will be £15.

Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand. You need to be aware that you may not get a £300 fee-free overdraft.

Ultimate Reward Current Account

Apply for an Ultimate Reward
Current Account

Apply now for an Ultimate Reward Current Account

Alternatively, call us on 08457 20 30 40 (Mon-Fri 8am-8pm, Sat 8am-6pm and Sun 9am-5pm) or visit one of our branches.

For more information and terms & conditions for this current account, read the Ultimate Reward Current Account Getting Started Guide (PDF) 

Already have an Ultimate Reward Current Account?

Key information for existing Ultimate Reward Current Account customers, from details about your benefits to the account terms and conditions.

Key information for existing Ultimate Reward Current Account customers
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