Reward Current Account

Isn’t it time your bank thanked you properly for your custom?

We think so, too. That’s why we’ve launched a new bank account that replaces the usual interest payments with something that’s easy to understand – and potentially far more rewarding.

The Reward Current Account works like this:

• We'll give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
• Our overdraft fees are simple to understand, making it easy to manage your money.
• You get everything you'd expect from a bank account.

Even if you don't pay in £1,000 each month, our Reward Current Account could still be the account for you. You'll benefit from simple overdraft fees, making it easy to manage your money, and you'll also receive all the standard features of our accounts. And in any month you do pay in £1,000, you'll get £5 too.
 

This could suit you even better…

Apply for an Ultimate Reward Current Account and you’ll receive a great range of benefits. These include peace-of-mind insurance cover, exclusive offers and great rates in return for just £12.50 a month.

Why it pays to bank with Halifax…

• We will give you a monthly reward of £5 each month you pay £1,000 into your Reward Current Account.

Your easy-to-manage overdraft

• You have the option to arrange an overdraft if you need to and you’ll find our overdraft fees are straightforward to understand.
• You pay daily overdraft fees rather than interest, making it easy to manage your money. See the 'Overdrafts' tab for more details.

All the standard features you'd expect from a current account

• A Halifax Visa debit card. Your best way to pay – everyday, everywhere, for everything.
• Use of cash machines, for money in an instant. Withdraw up to £300, get mini statements, check your balance and top up your mobile.
• Access to any of our branches, as well as our 24-hour telephone and online banking service.
• A secure place to pay in your salary and other regular credits. Plus, the facility to set up direct debits so that you can manage your payments with ease.

Do you know how much interest you pay if you go overdrawn? Not many people do, so we're keeping things simple. We'll use a fixed daily fee that's easy to track. Staying in control of your finances has never been simpler.

Here’s how our Reward Current Account works:

With a Reward Current Account you won’t have to pay any other fees if you go overdrawn, so you need never worry. It makes perfect sense. What's more, we won't charge you any fees, as long as you pay in enough money to bring your bank account back into credit by the end of the day. As we charge fees on this account instead of interest, the typical rate is 0% EAR.

Opening a Reward Current Account or simply switching from your existing UK current account is really easy. Then you can relax and enjoy your new, more rewarding account.

Online.
Are you a new customer? 

Are you an existing online banking customer? 

By phone.

Call us on 08457 20 30 40 between 8am and 8pm Monday to Friday, 8am to 6pm on Saturdays and 9am to 5pm on Sundays

In person.

Call into any Halifax branch  and apply there and then