Reward Current Account

Isn’t it time your bank thanked you properly for your custom?

We think so, too. That’s why we’ve launched a bank account that replaces the usual interest payments with something that’s easy to understand – and potentially far more rewarding.

The Reward Current Account works like this:

• We'll give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
• Our overdraft fees are simple to understand. You'll pay daily overdraft fees rather than monthly interest, making it easy to manage your money. See the Overdrafts section for more details.
• You can keep track of your money with a free mobile alerting service.

Plus, you get all the standard features you'd expect from a current account, including:

• A Halifax Visa debit card.
• Use of cash machines to withdraw up to £300, get mini statements, check your balance and top up your mobile. 
• Access to any of our branches, as well as our 24-hour telephone and online banking service.
  

Even if you don't pay in £1,000 each month, our Reward Current Account could still be the account for you. You'll receive all the standard features of our account and in any month you do pay in £1,000, you'll get £5 too.
 
This could suit you even better…

Apply for an Ultimate Reward Current Account and you’ll receive a great range of benefits. These include peace-of-mind insurance cover, exclusive offers and great rates in return for just £12.50 a month.

Do you know how much interest you pay if you go overdrawn? Not many people do, so we're keeping things simple. We'll use a fixed daily fee that's easy to track. Staying in control of your finances has never been simpler.

Here’s how our Reward Current Account works:

With a Reward Current Account you won’t have to pay any other fees if you go overdrawn, so you need never worry. It makes perfect sense. What's more, we won't charge you any fees, as long as you pay in enough money to bring your bank account back into credit by the end of the day. As we charge fees on this account instead of interest, the typical rate is 0% EAR.

Managing your account

We know that keeping track of your money is not always easy, so we're offering a free mobile alerting service as part of the Reward Current Account.

If you choose to register for this service, we'll send you a text message if you go into an unarranged overdraft. Then, every 7 days or so after that, we'll send you a reminder text if you remain in an unarranged overdraft.

An unarranged overdraft is an overdraft that you have not arranged with us in advance.

We'll stop sending you texts when your account is back within your arranged overdraft or in credit.

You can register for the mobile alerting service online. Remember it's a free service that could help you manage your Reward Current Account.

Opening a Reward Current Account or simply switching from your existing UK current account is really easy. Then you can relax and enjoy your new, more rewarding account.

Online.
Are you a new customer? 

Are you an existing online banking customer? 

By phone.

Call us on 08457 20 30 40 between 8am and 8pm Monday to Friday, 8am to 6pm on Saturdays and 9am to 5pm on Sundays

In person.

Call into any Halifax branch and apply there and then