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Halifax Student Bank Account
Visit www.halifaxstudent.co.uk now to find out more about the Halifax Student Current Account.
Apply now for a Halifax Student Current Account
The last thing you want at university is money hassle, so get a student bank account that gives you extra. Student banking with Halifax offers the largest interest-free overdraft, students could get up to £1,250 more than most high street banks.
The Student Account from Halifax gives you:
- Up to £2,750 interest-free overdraft* for up to 5 years while you are a student and for 1 year after graduation (up to a maximum of 6 years). Typical 0% EAR (variable)
- A great rate for all students - interest rates of 2.02% AER (2.00% gross p.a) when your account is in credit
- Commission-free foreign currency and Amercian Express® Travellers Cheques
- 25% off AA membership for a year - call 08705 444 222 (Monday to Friday 9am to 5pm) and quote Halifax 1021**
- 20% discount on Card Care insurance - just call 0870 850 6 850 and quote HBIN061
- Free*** 24-hour telephone and online banking with optional online statements
- Use any Halifax, Bank of Scotland or LINK cash machine in the UK
- Visa Debit Card with £100 cheque guarantee facility.
*How much we lend you depends on our assessment of your circumstances. Full limits may not be granted on application to all students. Accounts with overdrafts are subject to status and credit checks.
It's no wonder that we've won the Your Money award for Best Student Banking provider 2006 and 2007. Just see how we compare with the other banks for interest-free overdrafts.
| Be better off with the largest student interest-free overdraft limit | |||||
| Bank | 1st Year up to: | 2nd Year up to: | 3rd Year up to: | 4th Year up to: | 5th Year up to: |
| Halifax | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 |
| Barclays | £1,000 | £1,250 | £1,500 | £1,750 | £2,000 |
| HSBC^ | £1,000 | £1,250 | £1,500 | £1,750 | £2,000 |
| NatWest | £1,250 | £1,400 | £1,600 | £1,800 | £2,000 |
| Lloyds TSB | £1,500 | £1,500 | £1,500 | £2,000 | £2,000 |
What happens when I finish my course?
- All the student benefits are available on the account while you are a student and for 12 months after you've finished your course (up to a maximum of 6 years), so there's no need to worry
- You can then choose from our great range of Halifax accounts after this.
Find out more about our interest rates and account charges.
Before we can offer you a Student Current Account you will need to have a confirmed place at University or other Higher Education College establishment.
Next Steps
|
for a student current account it only takes a few minutes to apply online. |
Or call us on 08457 20 30 40. Lines open Monday - Friday 8am-8pm, Saturday 8am-6pm and Sunday 9am-5pm.
AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate (2% gross p.a.) is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Interest is calculated daily and paid monthly. Halifax accounts and the services offered are subject to status. Credit facilities (including overdrafts and debit cards) are only available to persons aged 18 or over. Other rates apply to unarranged overdrafts. Under the Halifax Bank Account conditions, at any time, we may require you to repay us any overdraft, interest and charges you owe on your account. Different terms apply to customers who do not qualify for our student scheme. All charges and rates are variable.
You must be at least 18 to open a Halifax Student Current Account and must be a student in full-time education (a degree course or similar course of higher education) or have stopped being a student in full-time education in the last 12 months. If you have an arranged overdraft you must pay your salary, grant cheque, student loan, parental contribution or other regular credit into your account. Overdrafts are repayable on demand. How much we lend depends on our assessment of your circumstances. Full limits may not be granted on application. Maximum term is 6 years. Available to UK residents only.
**Offer only available when paying by annual recurring transaction for as long as the discount scheme continues. This offer is only available to new customers and cannot be used in conjunction with any other offer. This discount does not apply to Breakdown Cover or European Assistance.
***We don't charge for the provision of the online or telephone banking service. However, the cost of your phone calls and Internet connection is dependent on your service provider.
Calls to 0845 numbers from BT landlines will cost a maximum of 4p per minute. Calls to 0870 numbers from BT landlines will cost a maximum of 8p per minute. The price of calls from other telephone companies will vary.
