Simple switching service

Switch current account
and we'll give you £100

£100 the day we start your switch sounds great doesn't it? Well, what are you waiting for, start the switch to Halifax today.

We make switching to us easy. It takes about a month and you even get a fee-free planned overdraft* for three months^†.

To qualify for this limited offer:

You must not have a Halifax bank account with us
You must open either an Ultimate Reward Current Account, Reward Current Account or Current Account
You must transfer all your regular payments and credits across from your existing account using our Switching team

So, go on, give us the nod and start the switch to us today. Just compare and apply for a current account, completing the switching section in the online application.

Terms & conditions

How switching bank accounts to us works

We arrange a fee-free planned overdraft on your account for three months† to cover your outgoings during the switch

Make sure you request an overdraft when applying for your new account to get a fee-free planned overdraft for three months
You can only take advantage of the fee-free planned overdraft when switching once in any twelve month period
If you want to increase your overdraft limit to match your existing overdraft, just pop into one of our branches with existing bank statements covering the latest two months. After three months†, any fees you pay will be based on the account you choose.

We move all your bills and other payments across and contact the companies you make payments to

You won't have to contact your old bank. We'll do that.

We'll transfer your existing Direct Debits and standing orders to your new account
And if you've asked us, we'll even help close your existing account and transfer any remaining credit balance to your new Halifax current account
Nothing changes during your transfer, your bills will still be paid. You can keep track of your payments by checking both your new account and existing account.

We let you know when your switch is complete

The switch usually takes less than a month and we'll let you know when it's complete.

Start the switch today

Just apply for a current account, completing the switching section in the form, or
If you've already got a Halifax current account, complete our switching form.

* Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand.

^† If you are opening an account and you switch your main current account to Halifax, you’ll receive a fee-free planned overdraft, subject to status for three months. After three months the daily fee structure will apply based on the account you’ve chosen.

£100 to switch Terms and Conditions

1. To qualify for the £100 switching incentive (the "offer") you must successfully apply for a new Halifax Current Account, Halifax Reward Current Account or Halifax Ultimate Reward Current Account and use the Halifax Switching Service/Team to switch your existing current account from another bank. This means transferring all your direct debits and other regular payments from your existing bank to your new Halifax bank account ("your account") with us.

2. We reserve the right to claim back the offer if you do not complete the switch from your existing current account by transferring all your direct debits and other regular payments to your account.

3. This offer only applies to applications received in branch, online or by telephone between 3rd January 2012 and midnight on 19th February 2012.

4. Only one offer is available per customer. Joint accounts opened under the offer will only be eligible for one payment.

5. Customers who have been in receipt of a fee free overdraft in the last 12 months when using the Halifax Switching Service/ Team will not be eligible for another fee free overdraft. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

6. The offer will be paid directly into your account when we start your switch.

7. The offer will appear as a cash credit in your account.

8. Subject to condition 9 below, the offer excludes existing Halifax and Bank of Scotland bank account customers switching to new Halifax bank accounts.

9. All Halifax Current Accounts, Halifax Reward Current Accounts and Halifax Ultimate Reward Current Accounts are offered subject to status. Accounts can only be opened by personal customers. A customer can still hold one Halifax Reward Current Account and Halifax Ultimate Reward Current Account in their sole name and one in joint names.

The offer is available to existing customers who already have a Halifax or Bank of Scotland Current Account, Reward Current Account or Ultimate Reward Current Account in their sole name and wish to open a Halifax account in joint names.

The offer is available to existing customers who already have a Halifax or Bank of Scotland Current Account, Reward Current Account or Ultimate Reward Current Account in joint names and wish to open a Halifax account in their sole name.

The offer is not available to existing Halifax customers who are upgrading their account.

10. The following Halifax bank accounts are excluded from the offer: Easycash account, Cardcash account, Expresscash account and Student Current Account.

11. The offer is subject to change and can be withdrawn without notice at any time.

12. The offer is not available to employees of Lloyds Banking Group nor is it available if the employee is the first named on any Halifax bank account held in joint names.