Simple switching service

Switching bank accounts to Halifax doesn't have to be a hassle. Let our easy switching service take the strain. This is how it works:

  • It takes about a month.
  • You get a fee-free planned overdraft* for three months†.

What's more, there's no paperwork. We can't say fairer than that, can we? Give us the nod and we'll start the switching process today.

How switching bank accounts to us works

1. We arrange a fee-free planned overdraft on your account for three months† to cover your outgoings during the switch
  • Make sure you request an overdraft when applying for your new account to get a fee-free planned overdraft for three months
  • You can only take advantage of the fee-free planned overdraft when switching once in any twelve month period
  • If you want to increase your overdraft limit to match your existing overdraft, just pop into one of our branches with existing bank statements covering the latest two months. After three months†, any fees you pay will be based on the account you choose.
2.

We move all your bills and other payments across and contact the companies you make payments to

You won't have to contact your old bank. We'll do that.

  • We'll  transfer your existing Direct Debits and standing orders to your new account
  • And if you've asked us, we'll even help close your existing account and transfer any remaining credit balance to your new Halifax current account
  • Nothing changes during your transfer, your bills will still be paid.  You can keep track of your payments by checking both your new account and existing account.
3. We let you know when your switch is complete
  • The switch usually takes less than a month and we'll let you know when it's complete.

Start the switch today

  • Just apply for a current account, completing the switching section in the form, or
  • If you've already got a Halifax current account, complete our switching form.

* Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand.

† If you are opening an account and you switch your main current account to Halifax, you'll receive a fee-free planned overdraft, subject to status for three months. After three months the daily fee structure will apply based on the account you've chosen.

Switch to Halifax

Open a bank account and switch today

Just fill in the switching section in the form.

Ultimate Reward Current Account

Reward Current Account

Current Account

For help in deciding which bank account's best for you, compare our current accounts.

If you've already got a Halifax current account and want to make it your main account, just fill in the form.

Switch to Halifax

You can't switch between Halifax accounts.

*Just pay in £1,000 each calendar month.

Don't forget to switch
your credits

To switch your regular credits like your salary, pension or other income to your Halifax current account, complete the credit redirection letter (PDF) and send it to the organisations that make regular payments into your bank account.

More information about switching accounts can be found on the BACS website.

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