Benefits of switching to the Halifax:Current Account Switch Guarantee

  • We'll give you £100, paid within 3 working days of completing your switch to us. Just use the Current Account Switch Service to transfer and close your old account held elsewhere. If you’ve already received cashback for switching to us since January 2012 we’re sorry but you won’t get it again.
  • Quick and convenient - switch within just 7 working days when using our Current Account Switch Service. We'll take care of moving all your payments going out (such as your Direct Debits and standing orders) and those coming in (such as your salary).
  • Earn cashback as you spend with Cashback Extras. Activate personalised offers at selected retailers in your Online & Mobile Banking.
  • Easy access to your account with Online, Mobile and Telephone Banking as well as any of our branches.

Don't have a current account with us?

  1. Choose your ideal current account and fill in the application form.
  2. Fill in our switch form at the end.
  3. Let us do the rest and your switch will be completed in 7 working days.

Compare our current accounts

You can apply for an overdraft and add an additional person to make it a joint account as part of our application form.

Already have a current account with us?

  1. Complete our simple online switching form.
  2. Let us do the rest and your switch will be completed in 7 working days.

Complete our switch form

The form should take around 5 minutes to complete and you'll need your old bank details to hand.

For more information, read the Account Switching Guide (PDF).

How the switching process works.

Day 1-2

Your switch begins – We will contact your old bank and start the process of transferring your payment arrangements to your Halifax current account.

Day 3-5

We switch your payment arrangements and make sure your Halifax account is ready for the switch date, which takes a couple of days.

Day 6-7

On Day 6, check your funds if you are clearing a debit balance on your old account, you will need to make sure there are enough funds in your Halifax account to cover this transfer. By Day 7 your switch will be complete and your old bank account is closed.

Your £100 will be paid into your account within 3 working days of your switch completing.

For 36 months after your switch, payments sent to or requested from your old account will be redirected to your new account.


Terms and conditions.

To qualify for the £100 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

  • Use the 'Current Account Switch Service' to switch into a new or existing, Reward Current Account, Ultimate Reward Current Account (£15 monthly fee) or Halifax Current Account ("your account").
  • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

You are not eligible for the offer if you have previously received any other offer or benefits for switching to a Halifax bank account at any point since January 2012 or if you're a Bank of Scotland bank account customer switching to the Halifax.

You are not eligible for the offer if the bank you are switching from does not participate in the Current Account Switch Service. To find out if your bank participates, visit the Payments Council website.

What else do you need to know?

  1. The offer applies to applications received in branch, online or by phone from the 23 March 2016. The offer is subject to change and can be withdrawn without notice at any time.
  2. The offer does not automatically guarantee an overdraft. Any application made for an overdraft will be subject to status. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
  3. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft. Please see the Getting Started Guide available in branch or rates, rewards, fees and overdrafts for details on overdraft fees.
  4. If you do not meet the conditions of the offer we may claim back the £100. We will do this by debiting £100 from your account.
  5. Only one offer is available per customer. Joint accounts will only be eligible for one payment. If any joint account customer has already benefited from the offer in their sole name, no payment will be made for that joint account.
  6. The offer will be paid directly into your account within three working days once your switch has completed. The payment will appear as a cash credit.
  7. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

Current Account Switch Guarantee

We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and hassle-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.

  • The service is free to use and you can choose and agree your switch date with us.
  • We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
  • If you have money in your old account, we will transfer it to your new account on your switch date.
  • For 36 months, we will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
  • If there are any issues in making the switch, we will contact you before your switch date.
  • If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.Crystal Mark 20785. Clarity approved by Plain English Campaign.

For more information and FAQs, please read the Account Switching Guide (PDF).

The Current Account Switch Service makes switching from one bank or building society to another simple and hassle-free whether you’re a consumer, small charity or small business. You’ll find the main benefits of the service below:

Switch on your terms.
With the Current Account Switch Service you can choose a switch date to suit you. Just make sure you allow a minimum of seven working days.

Simple and hassle-free.
The new account provider transfers any existing balance and all existing payment arrangements for you – including those going out (for example Direct Debits and standing orders), those coming in (for example, your salary) and payees you already have set up.

Wide ranging spread of UK banks and building societies are on board.
This means over 99% of UK current accounts are covered by the Current Account Switch Guarantee.

The switching process is the same everywhere.
Every bank and building society offering the service follows exactly the same switch process.

Payments are automatically redirected.
Any payments made to or requested from your old account will be redirected to your new account for three years. We will also contact the sender and give them your new account details. That means there’s no need to worry about missing payments.

Backed by a Guarantee.
In the unlikely event that something goes wrong with your switch, the new provider will refund any interest or charges incurred on your old or new account as a result.

A single point of contact.
The whole process will be handled by the bank or building society you are switching to. If you have any questions or concerns, just ask your new provider.

The Switcher Prize Draw is closed now to new entrants and was drawn on 19th February 2016. As prizes are claimed we will make available a list of our winners which you can access via your local branch.

Here’s a reminder of the 215 cash prizes:

  • 1 prize of £50,000
  • 4 prizes of £5,000
  • 10 prizes of £1,000
  • 200 prizes of £100

To be eligible for the Draw, you needed to:

  • have successfully applied to switch your Personal Current Account to a Halifax Ultimate Reward Current Account, Reward Current Account or Current Account using the Current Account Switch Service; and
  • have started your 7 day switch between 19th October 2015 and 31st January 2016; and completed your 7 day switch by 18th Feb 2016; and
  • be eligible for our £100 switch offer for this switch; and
  • be at least 18 years old by 19th October 2015; and
  • live in England, Wales or Scotland and be entered in our account records as living in one of those places as at 19th February 2016.

If you chose to opt out of the draw, we’re sorry but you won’t be able to change it or be selected as a winner.

Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand. If you’re opening an account and you switch your main current account to Halifax, we’ll give you an overdraft with no daily fees, subject to status, for the first six months. After this time, the daily fee structure will apply based on the account you’ve chosen.