Switch bank accounts to Halifax.


Use the Current Account Switch Service by 18th October 2015 to transfer and close your old account held elsewhere. If you've had cashback for switching to us since January 2012, we're sorry but you won't get it again. Otherwise you're quids in.

£125 to switch using the Current Account Switch Service.

To qualify for the £125 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

  • Use the 'Current Account Switch Service' to switch into a new or existing Reward Current Account, Ultimate Reward Current Account (£15 monthly fee) or Halifax Current Account ("your account").
  • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

You are not eligible for the offer if you have previously received any other offer or benefits for switching to a Halifax bank account at any point since January 2012 or if you're a Bank of Scotland bank account customer switching to the Halifax.

You are not eligible for the offer if the bank you are switching from does not participate in the Current Account Switch Service. To find out if your bank participates, visit the Payments Council website.

What else do you need to know?

  1. The offer applies to applications received in branch, online or by phone between 7th September 2015 and 18th October 2015. The offer is subject to change and can be withdrawn without notice at any time.
  2. The offer does not automatically guarantee an overdraft. Any application made for an overdraft will be subject to status. If your account has an overdraft you will not pay any daily overdraft fees for 6 months provided you stay within your planned overdraft limit; if you exceed your planned overdraft limit, then unplanned overdraft fees will still apply.
  3. After 6 months, or if you change your current account, you will be charged daily overdraft fees applicable to the account you hold if you use your overdraft. Find out more about our rates, rewards, fees and overdrafts. You can also find this information in our Getting Started Guides available in branch. Any overdraft we agree is repayable on demand, including any fees or interest.
  4. If you do not meet the conditions of the offer we may claim back the £125. We will do this by debiting £125 from your account.
  5. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
  6. The offer will be paid directly into your account within three working days once your switch has completed. The payment will appear as a cash credit.
  7. The offer is not available to customers whose existing account is being managed by our Recovery Departments.
  8. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

New to Halifax?

Compare and apply online, then choose to switch at the end of the application.

Compare and apply now

It really is that simple.

Already a customer?

Complete our simple online switching form (ensure you have your old bank details).

Complete the switching form

Then sit back and relax.
We'll do the rest.

Switch to us in 7 working days

The Current Account Switch Guarantee

Current Account Switch GuaranteeThe Current Account Switch Guarantee ensures your current account will switch on a working day of your choice. Your payments will be automatically transferred and redirected to your new account, and in the unlikely event you incur any charges on your old or new bank account due to an error or delay, you will be refunded in full when this is brought to our attention.

Day 1

Your switch begins...

Once you've asked us to switch you over and chosen your switch date, we start by contacting your old bank.

Day 2

We'll let you know that your old bank has approved your request, and then we can start transferring your payment arrangements across to your Halifax current account.

Day 3-5

We switch your payment arrangements and make sure your Halifax account is ready for the switch date, this will take a couple of days.

Day 6

Check your funds if you're clearing a debit balance at your old account, you'll need to make sure there are enough funds in your Halifax account to cover this transfer.

Day 7

Congratulations - your switch will be complete. Your balance will be transferred and your old bank account is closed.

Your £125 will be paid into your account in 3 working days of your switch completing.

For 36 months after your switch, payments sent to or requested from your old account will be redirected to your new account.

Start your switch today...

For more information, read our switching guide (PDF).

Halifax current accounts and services are offered subject to status. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand. If you’re opening an account and you switch your main current account to Halifax, we’ll give you an overdraft with no daily fees, subject to status, for the first six months. After this time, the daily fee structure will apply based on the account you’ve chosen.