Switch your bank account and join us

Switching bank accounts to us couldn't be easier. There's no paperwork, we'll give you a fee-free overdraft until the move is complete and our dedicated switching team will look after everything. We really do take the hassle out of changing banks.

Why not switch banks?

Our switching experts have helped over half a million customers move from their old bank to us with our free switching service. And they're here to help you too.
 
If you're a new customer looking for a bank account that rewards loyalty or you already have a Halifax bank account, you can use our switching service to transfer your direct debits, standing orders and other regular payments from your existing bank.

With the help of our dedicated switching team, moving bank accounts will take less than a month.

Here's how easy it is:

  • You give us your existing bank account details online.
  • We set up a fee-free overdraft on your account for 90 days* to cover any outgoings – we aim to match the overdraft on the bank account you are switching from
    • If you have or choose to take out an Ultimate Reward Current Account then, after 90 days*, the first £300 of an arranged overdraft will remain fee-free. Over £300, we'll simply charge a daily overdraft fee each day you use your overdraft
    • If you have or choose to take out either a Reward Current Account or a Current Account, then if you're overdrawn after 90 days* we will charge daily fees that are easy to understand
  • We contact your old bank straight away and arrange for all your regular payments to be transferred to your Halifax current account.
  • We make sure all your bills and other payments are paid on time while the switch happens.
  • We keep you updated along the way and let you know when the switch is complete.


If you'd like to know what our customers think about our switching service, view their switching comments here. 
 
Want to find out more about how we can help you change banks?

   I'm a new customer looking to
          switch bank accounts		  
OR
    I'm a Halifax customer with a
        Halifax current account
                Find out more                  Find out more

 

*If you are opening an account in Northern Ireland and you switch your main current account to Halifax, because different regulations apply you will receive a fee-free overdraft for 120 days during the switching period. After 120 days the daily fee structure will apply.