Balance transfer and purchase offer credit cards

Looking for a card for everyday spending and balance transfers?  We could have the right card for you.

Credit cardsBalance transfer Purchase offer Representative exampleApply

25 Month Balance Transfer Credit Card25 Month Balance Transfer Credit Card
Our longest EVER balance transfer offer on balances transferred in the first 90 days.
Balance transfer fee refund offer - reduces a 3% balance transfer fee to 2.5%.

Sort order 4

0% up to
25 months*
3% fee

 

Sort order 3

0%
3 months

 

Representative 18.9% APR (variable)
Purchase rate 18.95% pa (variable)
With an example credit limit of £1,200

Apply now for the Halifax 25 Month Balance Transfer Card

Find out more

All in One Credit CardAll in One Credit Card
An amazing 15 months interest free on both balance transfers and purchases for the majority of our customers.***
Balance transfer fee refund offer - reduces a 3% balance transfer fee to 1%.

Sort order 2

0% up to
15 months**
3% fee

 

Sort order 2

0% up to
15 months**

 

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example credit limit of £1,200

Apply now for a Halifax All in One Card

Find out more

17 Month Purchase Credit Card17 Month Purchase Credit Card
A great interest free purchase offer that could help you save money.

Sort order 1

0%
6 months
3% fee

Sort order 1

0% up to
17 months***

Representative 16.9% APR (variable)
Purchase rate 16.95% pa (variable)
With an example credit limit of £1,200

Apply now for the Halifax 17 Month Purchase Credit Card

Find out more

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.

* 25 Month Balance Transfer Credit Card - Most customers will be offered our best rate of 18.9% APR (variable) and 0% for the first 25 months on balances transferred in the first 90 days (3% fee applies). Other customers will receive 0% for the first 21 or 18 months with a rate of 21.9% APR (variable), or the first 15 months with a rate of 25.9% APR (variable) on balances transferred in the first 90 days (3% fee applies). All customers will get 0% for the first 3 months on purchases.

** All in One Credit Card - Most customers will be offered our best rate of 17.9% APR representative (variable) and 0% for 15 months on balances transferred in the first 90 days (3% fee applies) and purchases. Other customers will receive 0% introductory offers of 13 months and 21.9% APR (variable) or 11 months and 25.9% APR (variable).

*** 17 Month Purchase Credit Card - Most customers will be offered our best rate of 16.9% APR (variable) and 0% for the first 17 months on purchases. Other customers will receive 0% purchase offers for either the first 12 months with a rate of 21.9% APR (variable) or the first 9 months with a rate of 25.9% APR (variable). All customers will get 0% for the first 6 months on balances transferred in the first 90 days (3% fee applies).

You must be a UK resident aged 18 or over to apply for a Halifax Credit Card available subject to status.

help & guidance  

Help & guidance

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Servicing and questrions for your existing credit card  

Servicing and questions for your existing credit card

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  1. Using your credit card
  2. Rates, charges and balance transfers
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Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority except for lending where we are licensed by the Office of Fair Trading.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Current accounts available subject to status to UK residents aged 18+. All offers exclude Bank of Scotland Flexible and Flexible Plus Current Accounts and the Bank of Scotland Currency Account and are only available to personal banking customers.

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