Balance transfer and purchase offer credit cards

Looking for a card for everyday spending and balance transfers?  We could have the right card for you.

Credit cardsBalance transfer Purchase offer Representative exampleApply

All in One CardAll in One Credit Card
An amazing 15 months interest free on both balance transfers and purchases for the majority of our customers*

Sort order 1

0% up to
15 months*
3% fee

 

Sort order 4

0% up to
15 months*

 

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example credit limit of £1,200

apply now for a Halifax All in One Card

Find out more

17 Month Balance Transfer Card17 Month Balance Transfer Credit Card
A simple, straight forward, 17 month balance transfer offer that could help you save money on any current balances you have with other providers.

Sort order 2

0%
17 months
3% fee

Sort order 1

0%
3 months

Representative 16.9% APR (variable)
Purchase rate 16.94% pa (variable)
With an example credit limit of £1,200

Apply now for the Halifax 17 Month Balance Transfer Credit Card

Find out more

20 Month Balance Transfer Card20 Month Balance Transfer Credit Card
A great 20 month balance transfer offer for customers who earn a minimum annual income of £20,000

Sort order 3

0%
20 months
3% fee

Sort order 2

0%
3 months

Representative 16.9% APR (variable)
Purchase rate 16.94% pa (variable)
With an example credit limit of £1,200

Apply now for the Halifax 20 Month Balance Transfer Card

Find out more

22 Month Balance Transfer Card22 Month Balance Transfer Credit Card
Our longest EVER balance transfer offer for customers who earn a minimum annual income of £20,000

Sort order 4

0%
22 months
3.5% fee

Sort order 3

0%
3 months

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example credit limit of £1,200

Apply now for the 22 Month Balance Transfer Credit Card

Find out more

Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.

* All in One Credit Card - The majority of customers will be offered our best rate of 17.9% APR representative (variable) and 0% for 15 months on balance transfers and purchases. Other customers will receive a 0% introductory offer of 13 or 11 months.

You must be a UK resident aged 18 or over to apply for a Halifax Credit Card available subject to status.

help & guidance  

Help & guidance

Whether you're trying to choose your first credit card provider or want help as an existing customer you'll find everything you need here.

help & guidance

Servicing and questrions for your existing credit card  

Servicing and questions for your existing credit card

Want to know more about managing your card?

  1. Using your credit card
  2. Rates, charges and balance transfers
  3. Payment Protection Insurance

Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Current accounts available subject to status to UK residents aged 18+. All offers exclude Bank of Scotland Flexible and Flexible Plus Current Accounts and the Bank of Scotland Currency Account and are only available to personal banking customers.

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